Spensio: Track Bills & Loans
Track Spend, Subs & Loans
Free · In‑App Purchases
Spensio is a modern expense tracker and budget planner that makes everyday money decisions feel simple. Track daily spending, subscriptions and loans in one place, get smart insights, and stay on top of your cash flow without spreadsheets.
Spensio is built for real life spending: quick captures, clear reports and thoughtful reminders so you do not miss bills or lose track of small everyday purchases.
Key features:
Fast Expense Capture
- Add expenses in seconds with a clean, focused sheet
- Tag spending with categories, wallets and notes
- Edit or delete transactions anytime
Smart subscriptions hub
- Track all your recurring subscriptions in one place
- See next renewal dates and monthly totals
- Mark payments, view recent charges and avoid surprise renewals
Budget planning and control
- Create budgets by category and wallet
- See progress, remaining amount and overspend at a glance
- Filter by period to understand how your goals are tracking
Loans and Repayments
- Add loans with amount, rate and term
- See remaining balance and upcoming due dates
- Track payments and progress toward payoff
Multi‑wallet support
- Separate personal, work, cards and accounts
- Assign every expense to the right wallet
- Understand where your money actually sits
Rich reports and Insights
- See spending by day, category and time of day
- Visual charts for trends and category breakdowns
- Filter by custom date ranges for deep dives
Smart capture tools
- Scan receipts to extract amount, date and merchant
- Optional AI voice mode to turn natural language into expenses
- Intelligent quick‑add suggestions based on your habits
Thoughtful Reminders and Notifications
- Subscription reminders before renewals
- Loan and bill overview on the home screen
- Gentle nudges to review your recent spending
Privacy and Offline friendly
- Your data is stored on device using Apple technologies.
- No account required to get started
- Export data to CSV or JSON whenever you want a backup
Why Spensio?
- Designed for clarity, not complexity.
- Focused on the three pillars that matter most: Daily Expenses, Subscriptions and Loans.
- Built for people who want control over their money without becoming finance experts.
Spensio helps you see where your money goes, stay ahead of recurring costs and feel confident about everyday spending, all in a calm, focused experience.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://spensio.netlify.app/privacy
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
- Free Users can add 2 Income Sources now.
- Add One Time Income Source option.
- Import Feature is now Free, only Export is limited to Pro Users.
- Currencies like KWD, AED Display Issue on Wallet card fixed.
- Added Transactions section in Reports page.
The developer, Richard Chinnappan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Richard Chinnappan
- Size
- 14.2 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - iPad
Requires iPadOS 18.0 or later. - Apple Vision
Requires visionOS 2.0 or later.
- Languages
English and 16 more
- English, Arabic, Danish, French, German, Hindi, Indonesian, Italian, Japanese, Korean, Norwegian Bokmål, Portuguese, Simplified Chinese, Spanish, Swedish, Tamil, Turkish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Pro Monthly $1.99
- Pro $9.99
- Copyright
- © Robinson C
