iPhone Screenshots


The Spentra Visa® Payroll Card featuring Money Earned® is an employer-sponsored benefit. It was designed from the ground up to provide an employee with a better option to get and manage their pay.

Money Earned® is our proprietary patented product that allows you instant access to up to 50% of your already earned net wages in advance of your paycheck date. If your employer already offers the Spentra Card just download the app, request your card and begin to manage the money you know you have. If your employer does not currently offer the Spentra Card, just have them contact us at info@spentra.com and we will be glad to make that happen.

Take control of your money and align what matters to you…today.


• Enroll and manage your card directly from the Spentra app
• Instant transaction alerts* anytime you use the Spentra Card
• Block and unblock your card directly from the app
• Interactive surcharge-free ATM finder from the app
• Over 38,000 surcharge-free MoneyPass ATMs
• No fee for the card
• No monthly maintenance fees
• No minimum balance fees/requirements
• No ACH deposit fees
• Friendly and responsive customer support
• FDIC insured up to $250,000 through Central Bank of Kansas City, Member FDIC
• Our patented benefit - Money Earned®

*Standard message and data rates from your wireless service provider may apply.

The Spentra Visa® Payroll Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule. If you have any questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 833-459-3443, 24 hours a day. Spentra Card is not offered in Connecticut, Delaware, New Hampshire, New York, Rhode Island, or Vermont.

The Money Earned® feature provided by Spentra, LLC is not sponsored, endorsed, administered by, or associated with Central Bank of Kansas City who has no liability in relation to the service.

What’s New

Version 7.5.0

We update the app regularly so we can make it better for you. The latest version contains bug fixes, usability and performance improvements.

Ratings and Reviews

5.0 out of 5
8 Ratings

8 Ratings

Mr JoEdFer ,

One Awesome Pay Card!

What an awesome app! This next generation of a pay card has given me and my family so much more freedom to handle our money. Being able to access funds when an unexpected emergency or situation arises greatly reduces past stress levels. What took so long for this card to come into our lives? Just can’t praise it enough!

john c3 ,

Awesome card!

This card is ideal, it allows me to get my money before “payday” which is when I often need it.....no more late charges : )
The block feature allows me to simply turn my card on and off at the touch of a button. This make me feel so much better just know that my card is protected.
Thank you Spentra!

Abhijeet Iraj ,

A well-thought out payroll card program

A well-thought out payroll card program. App provides an easy to use interface, is clean and very intuitive. Money Earned feature is a lifesaver in case of emergency!


Spentra, LLC
54.6 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© 2019 Spentra, LLC


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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