SpotFunds 4+

Your remaining balance is not your budget. Our Ready-to-Spend™ is. 

Did you know majority of people in the US live paycheck to paycheck? (No, you are not alone!!) A BIG reason for this is unconscious spending on things like coffee, lunch, and going out with friends.

SpotFunds is a budgeting assistant specifically designed and focused on spending for fun stuff. Our Ready-to-Spend™ feature is personalized to YOUR spending so you can budget smarter for lunches, dinners, coffee, movies, and more. Ready-to-Spend™ lets you know when and how much money you can spend so your money lasts between paychecks. Simply create budgets for the places you go, add transactions when you go out, and SpotFunds does the rest. We'll notify you when your budget(s) are Ready-to-Spend™, or how long you should wait before going out.

* Join a Movement.
With over 66% of Americans struggling to manage their discretionary money, SpotFunds helps you take charge and enjoy your lifestyle without financial surprises.

* Confident Spending
Prepare for peace of mind fun with our unique Ready-to-Spend™ feature. Forget the stress of juggling a budget's remaining balance and pacing your spending! Our Ready-to-Spend™ feature manages that for you and lets you know exactly when and how much money you can spend so your budgets last between pay periods..

* Start the conversation. 
SpotFunds is the private, secure, and location-based budgeting app designed for your real-life fun money spending. Whether you’re grabbing coffee, catching a movie, or enjoying dinner out with friends, SpotFunds gives you the insight you need to spend smarter and stay on budget.

Features:
• Privacy & Precision: All of your data stays on the device. Leveraging location-based data in a secure environment, SpotFunds helps you track your spending habits without compromising your privacy.

• Ready-to-Spend™ Alerts: personalized to your spending and proactively signals when you have available money, so you can indulge responsibly

• Real-Time Feedback: Stay confident with real-time information on your spending. SpotFunds helps guide you through every outing, ensuring you never overspend your budget

• "Siri, Ready-to-Spend": create Shortcuts to quickly get your different Ready-to-Spend™ amounts


Thanks for choosing SpotFunds! Embrace a smarter, simpler way to manage your fun money.