Sprive - Mortgage Free, Faster 4+

Sprive Limited

Designed for iPhone

    • 5.0 • 2 Ratings
    • Free

iPhone Screenshots


It’s completely free to use and it only takes a few minutes to get started.

Millions of people are paying off their mortgage faster, but now there is a smarter way to help you save more. Using our industry leading technology, we help homeowners effortlessly
make mortgage overpayments by setting aside spare cash and making one tap payments to your lender.

Use the Shop with Sprive feature to earn same-day cashback to put towards your mortgage. Available at over 50+ UK brands like ASDA, M&S, Waitrose, Airbnb, John Lewis, Red Letter Days, Amazon and many more. Do your everyday shopping through the app either online or in-store to earn cashback of up to 15% to put towards your mortgage and pay off your mortgage even faster.

Featured by ITV News, Forbes, Sky News, The Daily Mail, This is Money, The Telegraph, Daily Express, iNews, Metro and the Daily Mirror.

How it works?
• Connect your current account and we’ll automatically source your mortgage information from your lender
• We’ll set money aside based on your spending. The less you spend, the more we set aside without ever impacting your lifestyle
• With one tap, you can make a mortgage payment to your lender or withdraw the money back
• Shop via the app at over 50 leading brands to earn same-day cashback to put towards your mortgage
• Monitor your progress by tracking how many years and interest you’re on track to save
• Track how much of your home you own to help increase your chances of unlocking cheaper deals when you next re-mortgage
• You can set custom payment limits within the mortgage app
• We also have an inbuilt mortgage estimator and mortgage calculator to help you understand how much money you can save and tell you how close you are to living in a mortgage free home

Why use Sprive?
Sprive is the fastest way to pay off your mortgage. By regularly putting your spare cash towards your mortgage and doing your regular shopping through the app, you will be amazed at how much money you can save and how much sooner you can live a mortgage free life.

Supported Lenders:
First Direct, Nationwide, Barclays, Halifax, HSBC, Lloyds, Natwest, RBS, Santander, TSB Bank, Virgin Money, Yorkshire Building Society and Coventry Building Society

Supported Brands:
ASDA, Sainsburys, Amazon, Morrisons, Waitrose, M&S, Iceland, Costa Coffee, Café Nero, Deliveroo, Just Eat, Uber Eats, Primark, Boohoo, Asos, Decathlon, Foot Locker, Adidas, New Look, River Island, Superdry, John Lewis, B&M, Matalan, Argos, Boots, Airbnb, Uber, Lastminute.com, Halfords, Ernest Jones, H.Samuel, WHSmith, Red Letter Days, Paul Smith, Harvester, Miller & Carter, The Restaurant Card, Pizza Express, Naked Wines, Greggs, Pizza Hut, Habitat, Screwfix, Wayfair, FatFace, Clarks, JD, Selfridges, London Theatre Direct, Cineworld, Jet2holidays, Travel Card, Spabreaks.com, Tripgift, Love2shop

Transparency and Trust:
• Sprive is a trading name of Sprive Limited. Sprive is registered with the Financial Conduct Authority (FRN: 919863)
• We never share your data with third parties without your consent
• We don’t charge fees for using Sprive. We’re developing a feature that scans the market for 24/7 for cheaper deals. Should we help you re-mortgage in the future, we will be paid
commission from your mortgage lender
• Any sensitive data we hold is stored using symmetric cryptography (AES) and we use 256-bit TLS encryption to communicate with our servers

Customer Service:
Our support team is here to help you when you need us, 7 days a week.

Imagine your life without a mortgage. Download Sprive today and let us help you get there faster!

Illustration Assumptions:
- Just £3 a day illustration savings are based on a £260,000 mortgage, on a 5% interest rate over 25 year term
- Overpayment saving calculations are based on a regular monthly £150 overpayment on a £260,000 mortgage, on a 5% interest rate over 25 year term

What’s New

Version 16.95

Thank you for using Sprive!
We've launched an exciting new feature which lets our users earn money towards their mortgage just by doing surveys.
Please update your app to ensure you have the best experience with Sprive!

Ratings and Reviews

5.0 out of 5
2 Ratings

2 Ratings

n33L-100 ,

User friendly and efficient!

Really good app for making quick mortgage overpayments to your lender!

App Privacy

The developer, Sprive Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like

UK Tax Calculators 2024-2025
Santander Business Banking
AJ Bell
Standard Life
Yotta Pay