Stable Money: Earn 9.50% on FD 4+

We are excited to introduce the all-new Stable Money fixed deposit App, India’s fixed deposit booking platform that requires no new bank account.


Now, you can invest in fixed deposits online in under 3 minutes with a completely paperless process and without any hassle. Moreover, you can compare the interest rates of multiple FDs using the Stable Money App and get suggestions based on your investment goals. Stable Money is here to simplify your investment journey and sustain the best returns over a longer period.

Features of Stable Money

• Explore FDs from 200+ Banks and choose the FD that suits your goals
• Compare a wide range of FDs and find the best fit
• No new bank account required
• Easy online FD investing in under 3 minutes
• 24/7 friendly customer support

Fixed Deposits reimagined with Stable Money

• Track Your Earnings - You can track all your FD investments and watch your money grow daily
• Smart Recommendations - Confused about which FD to invest for your long or short term goals? With Stable Money, you get smart recommendations for your investments.
• FD Comparison - Compare 200+ fixed deposits and choose one based on your goals
• Payment Modes - Invest with easy payment options such as UPI and net banking
• Withdrawal calculator - Get the exact amount you will receive both at maturity and upon premature withdrawal

How to invest in Fixed Deposits on Stable Money App?

Step 1 - Download the Stable Money app
Step 2 - Register with your mobile number
Step 3 - Enter your Name and Email ID
Step 4 - Choose from a wide range of FDs offered by Banks & NBFCs
Step 5 - Select the amount and tenure based on your goals
Step 6 - Complete your KYC using your Aadhaar and PAN Card
Step 7 - Add a nominee and review your details
Step 8 - Make the payment and receive the confirmation message

Why Choose Stable Money?

→ Safety: Bank fixed deposits are insured up to ₹5 Lakhs by DICGC, an RBI subsidiary. We have partnered with Utkarsh Small Finance Bank, Suryoday Small Finance Bank, Shivalik Small Finance Bank and NBFCs such as Bajaj Finance & Shriram Finance, all of which are trusted by crores of Indians
→ Trust: We prioritize your security. With industry-leading safety measures, we ensure that your hard-earned money and personal data are always safe
→ Simplified FDs: We make FD booking easy. With a user-friendly interface and simplified procedures, even beginners can start saving and growing wealth effortlessly
→ Easy withdrawals: Withdraw your money from bank FDs with a one-click process on the app. No bank visit needed
→ Financial freedom: Achieve your financial goals with Stable Money. Whether you're saving for a dream holiday, a new home, or a secure future, we're here to help

Download the Stable Money fixed deposit App today and embark on your journey to smart saving and financial freedom. Join the community of happy investors who make their money work for them.

What is a Fixed Deposit?

A fixed deposit is a financial investment option that allows you to deposit a certain amount of money with a bank or NBFCs for a fixed period.

How is a Fixed Deposit Calculated?

Several key factors come into play when calculating interest earned on fixed deposits:
• Principal Amount
• Interest Rate
• Tenure
• Compounding Frequency

Here’s the formula:

Interest = (P X R X T)/ 100
P - Principal amount invested
R - Rate of interest (%)
T - Tenure

Ms Pragya invested Rs 100,000 for 10 years at an interest rate of 5% per annum
Simple Interest = (₹100,000 X 5 X 10 years)/100 = ₹50,000
The principal amount invested is Rs 100,000
The rate of interest (%) is 5% per annum
The tenure of the investment made is 10 years
Maturity Value = Principal amount + Simple Interest
= ₹100,000 + ₹50,000
= ₹150,000

At Stable Money, we aim to help individuals grow their wealth securely through fixed-income assets. We focus on sustaining the best returns over longer periods, ranging from a few months to several years