Stablegains allows you to earn a stable 15% APY interest on your savings to reach your financial goals faster.

The interest comes from lending markets across decentralized finance, and is 30x higher than in your typical bank.


- You deposit and withdraw using USDC, wire or ACH (bank account linking coming soon!)
- You start earning interest at 15% APY the next day.
- Your interest accrues daily! Your funds are never locked.
- You can withdraw any time, including the interest you've earned so far.

The yield comes from lending markets across decentralized finance (DeFi). Stablegains handles accessing and all transactions within these markets on your behalf.


Currently we operate in the following US states: California, Delaware, Illinois, Pennsylvania, South Carolina, Utah, Virginia, Wisconsin.

Our plan is to open everywhere in the US, as soon as possible. If you reside in any other state, sign up anyway and you'll be the first to know when we launch in your area.


- Stablegains is a service that helps you benefit from high yield lending opportunities in DeFi.
- All loans made using your deposited funds are overcollateralized by 160%+, meaning your principal is covered.
- Accounts on Stablegains are not FDIC insured and therefore not zero-risk.
- We use the highest security standards: data encryption alongside 2FA and biometric authentication.
- Our trusted lending partners include Anchor, who manage over $4 billion in assets.
- Read more about the safeguards in place in our learning center (link below).


We are committed to making Stablegains the simplest and safest way to earn a high yield across DeFi. We listen closely to our community with the aim of helping people to reach their financial goals faster.

If you have questions, feedback, or requests, please send them over to

Learning center & FAQ:
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T&Cs, privacy policy - see the footer at

What’s New

Version 1.0.19

Wire deposits and withdrawals enabled! You can now deposit funds into Stablegains directly from your bank account.

Ratings and Reviews

4.8 out of 5
18 Ratings

18 Ratings

justinaadu ,

Incredible Return for Investors

I have multiple investment platforms I use, but I like to keep some assets liquid in what I consider a high interest “savings” account. When I heard about Stablegains’ APY, I couldn’t believe it. I previously used another crypto-backed lending platform to earn a rate half of what this platform offers. I was a part of the beta group and have been adding money ever since. This app makes accessing the dashboard even easier, and I’m super excited for ACH transfers… I’ll be depositing weekly when that happens. This is a no brainer for anyone who wants to earn interest on their spare cash with extremely low risk!

fireflyz77 ,

Secure and stable interest

These guys are incredible. Normally you’d have to jump through hoops getting this type of interest with the DeFi lending platform, but they make it seamless. Soon ACH will be available which I’m stoked about. Hopefully they’ll enable daily deposits so we can compound our interest even faster.

Their app is fantastic too - easy to navigate and not bloated with unwanted features, but just what you need/want - stable gains. ;)

Lawrence Land ,

Appearance, navigating through the app.

The app is very streamlined, clean and easy to navigate. Very well done.

App Privacy

The developer, Stablegains, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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