SumUp - Credit Card Reader 4+

Grow your business with SumUp

SumUp Limited

    • 2.6 • 136 Ratings
    • Free



Business made simple

The SumUp App makes it simple to accept payments and manage your business. Use our free app together with a SumUp mobile card reader to get paid anywhere.

Our app also makes it easy to manage your item catalog, build an online store, sell gift cards, issue invoices, send payment links, and more. These tools are intuitive and involve no binding contracts – all you pay is a fixed fee per transaction. So whether you need a mobile POS solution or you’re looking for new ways to boost your business, we’ve got you covered.

Card payments
Download our app and pair your device with a SumUp Card Reader to take chip and contactless payments. With SumUp, you can accept credit cards and debit cards, plus Apple Pay and Google Pay. We also make it simple to set sales tax rates, add tipping options, and issue refunds.

Create your own personalized item catalog. Use our payment app to add, edit, and delete items. Having your entire inventory at your fingertips makes transactions speedy and simple. You can also organize your items into categories, to make selling even easier.

Payment Links
The flexible way to get paid online. Simply enter the amount you want to charge, create a link, and share it with your customer via social media, SMS, or email. The link will take the customer to a secure website where they can complete the transaction. It’s a great way to take cashless payments without a credit card reader.

With SumUp Invoices, you can generate professional, legally compliant, on-brand invoices in minutes. When your customer receives an invoice, they’ll have the option to pay securely online. Create and send as many invoices as you like with no service fees. There are also no costs for receiving payment by bank transfer – just a small fixed fee for card payments.

Gift Cards
Interested in a new revenue stream that requires minimal effort? Open the SumUp App and you’ll find a gift card page for your business, ready to share. Your customers can buy digital gift cards for any amount, and personalize them by picking from a range of designs. You can manage the balance of every gift card you sell within the SumUp App.

What’s New

Version 3.2.56

Minor fixes and stability improvements

Ratings and Reviews

2.6 out of 5
136 Ratings

136 Ratings

Veliksamas ,

Good service, decent app, missing basic features.

I like this merchant card processor however the app is missing some basic key features that other similar apps have.
For example, you can’t disable the requirement for customer signature for transaction under a certain, this is very inconvenient for small transactions under $25. I run a taxi business and people don’t have time, they just want to pay and get out.

Also I am not able to run a card not present transactions, we get many customers that call and want to prepay a ride for their family members and friends.
We even have doctors offices that want to call and pay us to go have their customers picked up. We can’t do any of that with SumUp and I have no choice but to continue using my old processor for card not present transactions.

Rob36009853 ,

Avoid, Complaint Filed With BBB

This company which is actually based in the UK is selling credit card readers and claims to offer merchant accounts for credit card processing at rates lower than others such as PayPal, Square. etc. Our account application was denied even though they had no legitimate and legal reason to deny the application. They appear to access credit reports and databases but they are not providing customers with denial letters identifying which databases they have pulled and there is no disclosure if the data they harvest has been sold to third parties. They collected our personal and business information and documents and then denied our application without any legitimate reason and apparently contrary to state and federal banking and privacy laws. They said there is no way to appeal their decisions and their telephone customer service will not escalate any calls to a supervisor. We are reading they have other complaints from other businesses who have been impacted in this way. We feel this may be a violation of state and federal law since they have our private personal and business information and we have no idea what they have done with it. You can read more about their poor ratings on the Better Business Bureau BBB site.

Chief919 ,

Recent update really annoying

I enter prices for item ssold manually instead of having saved items due to the nature of my business making entering every item impossible. It used to be you could just type a price and hit add. Now you have to hit the add button, enter the price on the pop up keypad window then hit add again for every item. While minor it adds a lot of extra keystrokes, especially with a sale that is 10+ items, and is both annoying and slows down the process.

App Privacy

The developer, SumUp Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

You Might Also Like