SuperPay Ai
Optimize Every Transaction
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Stop using the wrong card. SuperPay tells you the best card for every purchase — maximizing cash back, points, and travel rewards with real-time recommendations.
SuperPay is the AI-powered wallet that tells you the best card to use for every purchase.
Most people carry 3–5 credit cards but use the wrong one almost every time they pay. SuperPay analyzes your cards, rewards, and spending patterns in real time to recommend the optimal card for every transaction — helping you maximize cash back, points, and travel rewards automatically.
Users unlock an average of $1,200+ in missed rewards per year with smarter payment decisions.
Add your cards, set your financial goals, and let SuperPay guide every swipe, tap, and checkout.
NEW: PRO+ WITH AI REWARDS ROADMAPS
- Turn your goals into a step-by-step optimization plan.
- Want to maximize cash back this month? Earn travel rewards faster? Build credit while optimizing every purchase? SuperPay Pro+ helps you do it with personalized SuperPay guidance.
- Pro+ analyzes your spending patterns and card portfolio to generate a personalized SuperPay Rewards Roadmap — showing you exactly which cards to use, how to distribute spending, and how to reach your financial goals faster.
HOW IT WORKS
1. Add your credit and debit cards using Plaid or manually (last 4 digits only)
2. Select your financial goals
3. Get real-time card recommendations for every purchase
4. Follow your SuperPay Rewards Roadmap (Pro+)
THE SUPERPAY INTELLIGENCE ENGINE
Our optimization engine evaluates reward multipliers, category bonuses, spending caps, credit utilization, and your financial goals to determine the optimal card every time — whether you’re buying groceries, filling up gas, or booking travel.
SuperPay continuously adapts to your spending patterns so you always make the smartest payment decision.
GOAL-BASED STRATEGIES
Choose the strategy that fits your priorities:
• Maximize Rewards
• Build Credit Score
• Balanced Utilization
• Travel Focus
• Cash Back Only
• Budget Conscious
SuperPay aligns your spending with the goals that matter most to you.
CREDIT HEALTH DASHBOARD
Monitor credit utilization across all cards in one place. Get suggestions to maintain healthy credit usage and avoid unnecessary interest.
SECURITY & PRIVACY FIRST
• We never store full credit card numbers
• Bank-level encryption
• Secure Plaid integration (optional)
• Full control over your data and account
SuperPay never processes payments or holds your money. We simply provide the intelligence that helps you choose the best way to pay — every time.
Terms of Use: https://superpayrewards.com/terms
Privacy Policy: https://superpayrewards.com/privacy
Bug Fixes.
Thank you all for your continuous support and feedback!
The developer, FreebieDay, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- FreebieDay, Inc.
- Size
- 62.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Location
- This app may use your location even when it isn’t open, which can decrease device battery life.
- Languages
English and 7 more
- English, French, German, Hindi, Italian, Portuguese, Simplified Chinese, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- SuperPay Pro Monthly $9.99
- SuperPay Pro $99.00
- SuperPay for Business Pro $149.00
- SuperPay for Business $49.99
- SuperPay Pro+ Monthly $19.99
- SuperPay Pro Lifetime $199.00
- Copyright
- © 2026 SuperPay Ai, Inc.
