This is the worst Factoring I've ever worked with in 7years. They never buy your invoices, they don't even try to verify with brokers, even if the broker sends them an email directly confirming a bol or answering whatever question this factoring has, they will still bounce back our invoices. It takes forever to get someone on the line. They treat you rudely and if you ask for a supervisor they wont transfer you. I literally has someone asking me for a confirmation from the broker that they would pay us a load that had an airway bill, the broker emailed them directly w me on cc and they say they wouldn't buy it, when I asked for a supervisor, they factoring rep said "no I wont transfer you to no one" This factoring is ruining business, they need a class action lawsuit in their hands in order to get better management and employees. They wont let you terminate their contract either bc they need you to suffer on quickpay for 120days before they can send you a cancelation of the contract and with all of their lies who knows if that'll be true at all. AWFUL AWFUL AWFUL, DO NOT RECOMEND, BE AWARE AND STAY AWAY.

And today I put this bad review again for agent David in the TAF financial office because he is the only agent I talked to so much and he is a troublemaker, he doesn't like to solve problems, he always creates a problem and makes this institution look bad . The truth is that it is not very good but I am not going to touch on that topic because at this moment I am not in the time to do so, but I clarify that because of people like this institution or factory, the majority of their clients complain. and I personally do not recommend it. Nobody, do not look for another stop to invoice your loads because you will have problems if the brokers delay paying as is my case now that the broker says that I pay from the following month that I made the load and they say that they have not received the payment. a way to retain your money is the worst this David stains the little good image that this factory could have

DO NOT USE THIS COMPANY. TAFS IS GUARANTEED TO SINK YOUR BUSINESS.If you are a new company looking for reliable financial partners or factoring services, please heed this warning and run away from TAFS. Choosing them has been the single worst financial decision our business has ever made.We provided TAFS with several batches of invoices that were submitted, verified, and fully approved within their own system. However, when it came time for payment, the funds simply never arrived. Our money was held hostage with zero transparency.Operating Like ThievesThis isn't just a failure of service or a common delay; this is deliberate non-payment on verified assets. TAFS is essentially operating by holding onto money that legally belongs to their clients. When we attempt to follow up on the already-approved funds, we are met with endless bureaucratic excuses, transferred between departments, and often ignored entirely.To be perfectly clear: TAFS are thieves. They have effectively stolen our working capital by refusing to release payment on work that has already been verified and approved by them. This has caused severe damage to our operational cash flow and threatened our ability to meet our own obligations.The Final WarningOur experience shows that TAFS cannot be trusted with your accounts, especially if you are a smaller business that relies on timely payment. They will hold your approved money hostage, damage your relationships, and put your company at risk.No legitimate, responsible company should ever use TAFS. We urge everyone to find a reputable factor who honors their agreements and releases approved funds on time.

I’ve been doing business with TAFS for over two years now. Through out my journey of starting my business I’ve factored my loads with them I’ve been able to receive small business loans when I needed more revenue to keep a float. The fuel card they provide gives me great refunds at the end of each month to get more fuel. I’ve had the road side service that was extremely helpful and I have also had help finding three equipments that they financed for me and allowed me to have easy payment plans. I’ve had three relationship specialist that were very helpful along the way. I appreciate this company and yes you can drop you factoring percentage rate along the way. Helena Giddens co ownership.