Tellus: High Yield Savings 4+

Earn money, faster‪.‬

Tellus App, Inc.

    • 4.4 • 1.3K Ratings
    • Free



Open a Tellus Boost account today to start earning daily compounding interest at 5.00% APY! Keep boosting your earnings with recurring deposits and referrals!

Saving in a traditional bank account these days is like lighting money on fire. Even high yield savings rates at 0.70% just do not cut the mustard. We think everyone should have access to passive income. Tellus delivers high yield backed by durable residential real estate, not the rollercoaster of the stock market or crypto. And what’s better? No lock-up periods and no fees.

Jumpstart your savings and experience the highest-paying cash account with a supercharged 5.50% interest rate — 15x more than the national average savings rate[1], on balances up to $2,500.

Put more money to work in a Tellus Boost Account with a solid 5.00% APY base rate — more than 13x the national average rate[1], on however much you want to save (no balance cap). If you’re lucky, you could earn as much as 10.00% APY with Free Daily Boost and Daily Trivia.

Lock up your money for a fixed period in exchange for a higher interest than the Boost Account—earn 5.10% APY with a 3-month Vault, 5.35% APY with a 6-month Vault, 5.70% APY with a 12-month Vault, and 5.90% APY with a 24-month Vault. No cap, deposit as much money as you like into a Vault.

Stacks are simple, customizable sub accounts that help you organize your savings and track your progress towards your financial goals; whether it’s a saving for a vacay, a wedding, or pet insurance funds. You can even put your goals on auto-pilot by setting recurring transfers directly from your bank.

We don’t rely on the stock or crypto markets to deliver yield. We earn our money by providing mortgages to single family real estate borrowers for property improvements. They’re typically 6-18 month loans and are always fully collateralized. Tellus holds these loans on our balance sheet, and they generate a predictable stream of income for us. In turn, our members enjoy a variety of rewards.

● 5.00%-10.00% APY on your money
● No fees
● No lockup period (move your cash when you need it)
● Daily payouts
● No crypto or stock exposure
● No credit check

It only takes minutes to sign up. Don't miss out, join now.

Minimum deposit amount is $125.

“This app is a very straightforward and very easy way to make a lot of money. Plus the customer service is wonderful to work with and brings you actual results without working through red tape or long waits. If you want to start really taking charge of your financial future, this is the way to go.” - Kylin H

“Super easy to use, a great way to invest and save for your future, your goals, or for any reason you want to save!” - Erick S

“#1 Savings App.” - MoneyAnd

[1] National average savings rate refers to rates of savings accounts offered by US banks, as of 3/21/2023; Source: FDIC.

“The market” refers to the stock market. Tellus does not invest in the stock market, crypto or any other similar security.

Tellus is not a bank. Tellus is not FDIC insured.

All cash on Tellus’ balance sheet is held at Member FDIC banks. There are no fees for opening or using Tellus; however, your bank may charge fees based on their terms of service. Tellus reserves the right to impose a funds aging requirement on certain deposits.

Banking services are provided by leading banks, each member FDIC insured. Payment solutions are provided by Stripe and Plaid.

What’s New

Version 2.102.1

In this release we're introducing a more streamlined way to recover access to your account, should you ever lose access to it. We've also improved app usability and fixed crashes.

And, as always…

Thank you for using Tellus! We're constantly improving our app so you can earn money with Tellus Boost and manage rentals anywhere with Tellus Manage.

Got feedback? Let us know via the in-app customer support chat — we're always happy to hear your thoughts!
If you love Tellus, don't forget to rate it in the App Store!

The Tellus Team

Ratings and Reviews

4.4 out of 5
1.3K Ratings

1.3K Ratings

BekkahButtons ,

Best Rental Management App!

This app has hands down made my rental management experience a breeze. I can find potential renters by posting my listings to multiple sites, then vet them through their application process which is free. Once I find a renter I can upload the lease documents so BOTH parties have access to it online and I can make adjustments through their specific rental agreements which they can then agree to. It reminds me when rent is due, automatically charges a late fee if the rent is paid late and all communication is kept in one place. I never thought it would be this easy! Whenever I’ve had a problem with the service the support is SUPER fast, thoughtful, friendly and I feel like they are honestly invested in making this work for their users... something you don’t often see! I thought about using another program to do the same thing but it was desktop only and to be honest, not as sophisticated as this. I’m super happy with the program and have been recommending it to other individuals that I know that manage properties as well (it’s how I found the app!).

Katwoman1934 ,


Tellus is amazing for so many reasons! First off, it’s FREE! I love being able to tell applicants that there is no charge to apply. I’ve even started to spin it by saying that we have waived the application fee. They always sound so grateful. Next best thing is that not only do they round up all the reports for you and put them all together in one place but they then - provide an analysis ‘with a recommendation’!!! It’s unbelievable! Even a monkey could select a good tenant using this! Of course, it’s wise to thoroughly look over everything but this gives you so much for nothing! And the customer out of this world! No they are not there 24 hours a day - but they are there 99% of the time. The responses are quick, and even though it’s all been via chat, I get the impression that they are genuinely nice, friendly, and helpful people.
And, I thought that the other reviews were kinda corny saying that they liked Zilly the kitty - but you really do come to love Zilly. I’m new to property management but my impression is that this is a game changer. They make it so easy that anyone can do it!

jy342 ,

Best landlording app

Great time saver! Been on this app since May to handle rent payments and tracking my expenses. It's been convenient to get notifications and communication from my tenants in one central source rather than emails, phone calls, and texts. At 14 units, this app still does the job great! I hope they build out a web version down the road for when I hopefully reach 100 units someday. I can see myself using the mobile version for communications and tracking while using the web version for reports. They recently built out an investment side too. Currently #47 on the waitlist for that. Pretty excited to be able to park my rent in something better than my savings account until I have enough to buy another unit. All-in-all, I've seen this app iterate and get better with each update over the past 8 months and am confident in the team's trajectory.

App Privacy

The developer, Tellus App, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • User Content
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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