Timo Digital Bank 4+

Easy to use, 0 fees

Viet Capital Commercial Joint Stock Bank

Designed for iPhone

    • 4.3 • 48 Ratings
    • Free


Smart spending and investment management with TIMO Digital Bank – free of all fees.

Free withdrawals and transfers with TIMO DIGITAL BANK.

TIMO DIGITAL BANK - The best bank for 3 consecutive years - is committed to bringing you great experiences such as:

· Free 24/7 fast transfer to all banks in Vietnam with money transfer limit up to 5 billion VND/day.

· Upgrade your online account package with Video KYC to unlock international payments and increase money transfer limit up to 5 billion VND/day.

· Connect with popular e-wallets: Momo, ZaloPay, ShopePay right from the first login.

· Exciting money transfer experience with features:

- Send notifications of receipt of money by heart, haha or outrage for transactions with friends using Timo.

- Send money transfer messages in Vietnamese and Emoji.

- Easily view Transaction list with each individual.

- TimoPay with link: Allows you to fast transfer money by sharring a link to anyone in 3 seconds without knowing their bank account number.

- QR Code: receive payments or deposits quickly without sharing your account information.

· Pay by scanning VNPAY-QR code without cash safely - quickly - conveniently at payment acceptance points.

· Experience international online payment with Timo Debit Visa virtual card.

· Smart saving products:

- Goal Save: help you achieve your short-term financial goals with automatic accrual settings by day, week or month.

- Term Deposits: allows you to open an online savings account with competitive interest rates and flexible terms.

· Money Pot: help break down your incomes and manage them effectively in the form of Money Pot corresponding to your own use.

· Invite your friends to join Timo with your own referral code and follow the journey with Timo Star Club.

· Investment partner VinaCapital, VCAM and Liberty Travel Insurance are both profitable investment solutions and protect yourself and your loved ones.

· Secure method trusted by multiple layers of login authentication and instant notifications when making transactions.

· Payment of utilities: bills (electricity, water, Internet, postpaid mobile phones...), phone top-ups...

As soon as you receive your TIMO debit card, YOU CAN INCREASE MORE BENEFITS:

· Free withdrawals at more than 17,000 ATMs and POS payments at all card-accepting units nationwide.

· Quickly top up cash at the CRM (Cash Recycling Machine) system.

· Touch payment with Chip card is fast and safe.

· Activate, lock/unlock and reissue the card right on the app in case the card is lost.

· Link more e-wallets with Timo card numbers such as: Momo, ZaloPay, ShopeePay, Moca, VinID...


· Spend cashless with a limit of up to VND 500 million at more than 30 million card-accepting locations worldwide.

· Free annual card for life and enjoy spending up to 55 days with absolutely 0% interest charged..

· The installment feature helps you convert large expenses into smaller ones and choose the right repayment period.

Quickly open an online Timo account to enjoy a practical banking experience with your life.

If you have any questions, please kindly contact us:

Hotline: 1800 6788 Email: care@timo.vn Website: www.timo.vn


· Hangout Saigon: 258 Nam Ky Khoi Nghia, Vo Thi Sau Ward, District 3, Ho Chi Minh City.

· Hangout Hanoi: 318 Hue Street, Pho Hue Ward, Hai Ba Trung District.

· Hangout Da Nang: 23 Nguyen Van Linh, Binh Hien Ward, Hai Chau District.

· Hangout Can Tho: 79A Tran Phu, Cai Khe Ward, Ninh Kieu District, Can Tho.

What’s New

Version 24.16

We’ve updated the app to help enhance your Timo experience. Here are some of the improvements in this release:

Software bug fixes

Speed and reliability improvements

Security and privacy updates

Ratings and Reviews

4.3 out of 5
48 Ratings

48 Ratings

Max Skill ,

Tuyệt vời

Xài 5 năm rồi rất ok tiếp tục phát huynha ^^

Developer Response ,

Chào bạn, Timo chân thành cảm ơn bạn đã dành thời gian đánh giá chất lượng dịch vụ của Ngân hàng số Timo.

Timo rất vui khi nhận được đánh giá tích cực từ bạn và hiểu rằng những nỗ lực của Timo đã mang đến cho bạn sự hài lòng.

Hi vọng bạn sẽ giới thiệu Timo với bạn bè, người thân cùng trải nghiệm nhé!

pepperdex ,

Absolutely appalling

I cannot log into my bank account even though I have added all my details. It’s been like this for about two months now and they have done nothing; they just simply do not care. Use any other bank than this absolute rubbish.

yoganthehood ,

A No from me

I couldn’t even enter my phone number. Fix this

App Privacy

The developer, Viet Capital Commercial Joint Stock Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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