Tippy: Cashless Tip Solutions 4+

I love Tippy! My previous employer made us wait 2 weeks for our tips in payroll. It was easy to download the app, set up a Branch account and get my tips immediately after my client checks out. I wasn’t sure about Branch buttt my tips can be spent right away and they give cash back at certain businesses when I use their debit card…. If it’s free it’s for me! This also may sound crazy but I swear I’m making more in tips, either that or I’m just paying more attention to it. I saw others say that they don’t get their whole tip….I don’t know what they are talking about because I get the whole tip each time and am thankful to know who left me a tip.

The app is ok. It’s easy to use, and the reports are clear and understandable. The problem is the company. In order to access the money you earned, you have to open a bank account at their partner bank. You can’t move your money directly into your own existing bank account. This adds yet another vulnerability point for your financial information, and could potentially affect your credit score. Also, they don’t withhold taxes on tipped income. This puts you at risk of being fined for not reporting quarterly income with the IRS. Also, it charges your clients a surcharge to give you a tip. Our front desk team has seen clients decide not to tip at all because of this charge. It’s also a cumbersome process to guide the clients through the Tippy app, when it’s so much easier to simply add the tip to their credit card charge. I have asked my manager if I could opt out of Tippy. Many of my coworkers hate Tippy and would prefer to have it as a voluntary system rather than required. I can’t wait to close out my unnecessary and high-risk account.

Tippy is the stuff that dreams are made of. Like the biggest glass of water after a night of partying or a giant fleece blanket the size of Texas on a cold winter night, Tippy arrived on the tipping scene when we all needed it the most. This app is so simple to use, it’s easier than a one-person race. It’s fun, interactive, and makes me feel like a BO$$ when I see my tips piling up throughout the day. Oh, and now that my tips go onto my tip card immediately, it’s just like getting cash without having to go stand in line waiting for Tammy-Take-Your-Time to count her money just to make a deposit. If you’re in the tipping industry and you don’t have Tippy, you’re doing it wrong.