Today's Budget - Money Tracker 4+

Daily Budget, Saving, Couples

Ruttinger Software GmbH

Designed for iPhone

    • 4.8 • 252 Ratings
    • Free
    • Offers In-App Purchases

Description

[Make Your Money Last with Daily Budgeting]

Ever wished your money could last longer? Today's Budget converts your income, bills, and savings into daily amounts, to ensure your money is well distributed throughout the month.

Focus on today and take control—one day at a time.

[Brain-Friendly Budgeting]

Daniel Kahneman, a psychologist and author of 'Thinking, Fast and Slow', talks about two ways we think – System 1 (intuitive, fast) and System 2 (analytical, slow). We transform budgeting from a complex System 2 task into a simple System 1 task.

No spreadsheets, no complicated forecasts. Just one number to guides your spending!

[Our Commitment To Privacy]

- No bank connection.
- No tracking.
- We never monetize your data.
- Your data is securely stored only on your device and iCloud.

[Key Features]

1. Budget Management & Calculation
- Today’s Budget calculation
- Budget with steady paychecks or irregular income

2. Budget With Your Partner
- You can share and budget together with your partner

3. Savings & Goals
- Saving up or paying off large expenses like holidays or laptops
- Saving jar to put money aside
- Emergency fund

4. Financial Analysis
- Insights graphs for deep analysis of your finance, such as expense and income distribution, trends over time, monthly summaries

5. Data Sync & Backup
- iCloud sync
- Multi-user iCloud sync
- Backup

6. Customization & Personalization
- Customizable categories
- Widgets (5 designs to choose from)
- Lock Screen widgets
- Multiple wallets to manage finances for personal, business, or holiday separately

7. Devices
- Apple Watch version
- (planned) iPad and Mac versions

[Get In Touch]

Reddit: https://www.reddit.com/r/TodaysBudget/
Instagram: https://www.instagram.com/todaysbudget/
Email: hello@todays-budget.com

[Terms of Use]

https://www.apple.com/legal/internet-services/itunes/

[Privacy Policy]

https://www.ruttinger-software.com/privacy/

What’s New

Version 1.7.5

Hi everyone, we are excited about this new version! Here is what we’ve been working on:

[Improved Connectivity]
As we've added new features over the last year— e.g. many widgets, Apple Watch interfaces, complications, and entries from multiple users and their various devices—the app's complexity has increased. So for this update, we’ve overhauled the connectivity. Widgets, Watch App, and complications now update faster and more reliably. For those sharing a wallet, updates may not be immediate, but you'll notice more consistent and reliable updates without the need to open the iPhone apps.

[New Watch Page]
Check out the Watch app and all available complications on the new Watch app page under Settings. You can also check the last activity.

[What else Is New?]
- The Insight page's pie charts now display the total amount of expenses and income.
- When you tap on Insight, Log, and Setting in the tab menu, you will go back to the first level of these pages.
- Improved the fresh install process on the Apple Watch
- New circular and rectangle designs for Apple Watch complications. Now the pig icon changes its color depending on your positive or negative balance.
- Resolved entry date issues from Apple Watch entries.
- Added "HOA" and "Apple One" to the fixed costs categories.
- Added "Gifts" to the starting expense categories.
- Corrected the issue where '0' was sometimes displayed in red.

A big thanks to all the beta testers, and everyone who sends us feedback!

Cheers,
Juno (Co-developer)

Ratings and Reviews

4.8 out of 5
252 Ratings

252 Ratings

i.raj.14 ,

Great App!! :)

As a person who values efficiency and precision, I've found this budgeting app to be an indispensable tool in managing my finances. The user interface is intuitive and visually appealing, making it easy to navigate through various features. The expense tracking feature is particularly impressive, providing a detailed breakdown of my spending habits, which has been instrumental in identifying areas for financial improvement.

The budget planning feature is another standout, allowing me to set and adjust my monthly budget with ease. It's been a game-changer in helping me stay within my financial limits and avoid unnecessary expenses. The savings goals feature is also noteworthy, enabling me to set specific financial targets and track my progress towards achieving them.

Overall, this app has transformed the way I manage my finances, making the process more streamlined and less stressful. It's a must-have tool for anyone looking to gain better control over their financial health. I highly recommend it for its comprehensive features, user-friendly interface, and the positive impact it can have on one's financial management practices.

Developer Response ,

Thank you for your amazing feedback! Your review made our day😇 Messages like this keep us working on the app day after day. Thank you so much!!

Juno (Co-developer)

ghillieman18 ,

Great App!

Long time user of the original app (Daily Budget). I recently upgraded to this app and really love it. My favorite new feature is managing multiple budgets at once. I used it to manage a travel budget I was given for work separate from my main day-to-day budget.

Try the free version first to see if their system clicks with you, but as soon as you know you like it go ahead and do yourself the favor of buying the pro version. The main barrier to budgeting effectively (at least in my experience) is actually using whatever system you put in place. If you make the app as convenient to use as possible (the pro version definitely helps), then you’re more likely to use it with every purchase. Plus, how often are you offered a 1 time purchase anymore??

This app completely changed how I manage my money and brought me basically from 0 to 100. Can’t recommend it enough!

biomembrane ,

Great app with lots of planned updates

I’ve been using the Daily Budget app for a few years and purchased this one to try out the multi-budget feature. Without “continuous mode” (each month/time period resets to 0) I’ll need to use both apps for the multi-budget, which defeats the purpose of upgrading some. I did see that was listed as a planned feature and will update my review to 5 stars once that’s implemented. Other than my niche need, this is a great app and is already on-par with its predecessor. With the planned upgrades (the dev is very transparent and accessible via socials) this will be a clear upgrade. Other than continuous mode, the other upgrade I am most excited for is the ability to change wallets faster. I’m happy to have paid to support the dev while they’re putting together the updates as creating a great app like this takes money, and the 30$ is worth it in the long run. I have saved way more than 30$ or whatever I paid (it’s been awhile) using the previous app and expect to see the same benefit using this one (especially once continuous mode allows me to transition over completely).

Developer Response ,

[2023-09-29] Hi, hope you'v been well! Hope you’ve been well! Just wanted to let you know that we implemented a in-between step to monthly reset balance feature (aka Continuous-OFF).

Since v1.6, you can quickly reset your Today's Budget balance by moving it into savings with just a few taps. (Simply head to 'Add saving' > 'One-off saving') Similarly, you can easily withdraw enough to balance your negative Today's Budget back to zero. ('Withdraw' > 'Quick withdraw').

It's not fully automated yet🤖 Implementing this feature to be automated is complex as it involves various scenarios, such as when to start and stop automation and handling edits to recurring expenses/income that affect past reset balances. We haven’t been able to come up with simple and transparent screens to handle these edge cases, but just wanted to let you know that there is this interim solution.

Many thanks for your patience and let me know if you have any questions [hello@todays-budget.com]

Wishing you a nice weekend!
Juno

[2023-08-03] Hi! Thank you so much for your thoughtful review and for being a longtime user of our apps😊🙏 Both continuous mode and easier wallet change is a popular request and we will get to them one by one, so please stay tuned! Many thanks for getting the upgrade. Developing and maintaining a great app requires resources, and we're grateful for users like you who see the value in what we do. Best, June (Co-developer)

App Privacy

The developer, Ruttinger Software GmbH, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Family Sharing

    Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.

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