Topia: Financial Independence 4+

Your all-in-one FI App


    • 4.1 • 47 Ratings
    • Free

iPhone Screenshots


Topia is the first all-in-one Financial Independence (FI) app helping you live a fulfilled life on your terms

Life is too short to not be doing what you love. Grant Sabatier & Logan Leckie created Topia so that you could do just that; enjoy a life lived on your terms. By giving millions of people the tools they need to reach FI faster, Topia helps you unlock the freedom to make the most of every moment. Everyone has their version of utopia, what's yours?

Topia is the first all-in-one FI app to help you every step of the way and make your journey to Financial Independence easier and faster.


Everything in one place: Keep your whole FI journey in one, easy to use app built specifically for FI.

Built for you: Your Topia is personal to YOU. We help you craft your very own roadmap to FI. Topia will be with you every step of the way, providing the support and tools needed to achieve FI as fast as possible

Real-time: Connect all your accounts to Topia to get live updates on your portfolio and unlock the ability to check in on your progress to FI at any time. Topia is always up-to-date and tracks any progress you make in real-time.

Tinker: Topia will help pinpoint areas slowing you down and allow you to tinker with your numbers to understand how you can reach your utopia sooner.

Investment rate: Monitor your all-important investment rate and discover how little changes can drastically change your time to FI.

Community: Our supportive community will be with you every step of the way – sharing their journeys, tips and advice, and showing you that the dream is possible.

What’s New

Version 2.3.1

Fixed app crashing on load issue affecting certain users.

Ratings and Reviews

4.1 out of 5
47 Ratings

47 Ratings

Travelin Brian ,

Good alternative to Mint

When Mint decided to close its doors and fold into Credit Karma, I was sad. As a long time Mint user, more for its net worth feature than its budgeting feature, I was less than impressed with Credit Karma.

I looked at several alternatives, and Topia was a clear winner for me. It does an excellent job of tracking assets and liabilities, giving a clear picture of net worth changes over time.

Topia uses a third party service called Plaid to make the connections to your accounts. For the most part, this works seamlessly much like the experience with Mint. There was an issue connecting to one account, which eventually got resolved, and another institution I have an account with just isn’t supported yet. You can still add accounts and track them manually in those cases. If all my accounts were connected, this would be a five star app.

There are additional features for tracking cash flow and financial independence planning that I haven’t needed yet. For simple automated net worth tracking, this app gets the job done.

Financial Wellness ,

Great concept with some minor bugs to work out

I love the concept and interface of the app. Easy to use and gives projections that other net worth tracking apps don’t. The ability to modify income/spending, add in side hustles with expected monthly income, etc helps give people an understanding and a plan for how much they should save/invest to retire at the age they want to.

Plaid is good for the most part, but unable to link certain accounts and/or some accounts do not automatically update every day. Manual tracking is needed in these instances.

For several accounts, when I enter the Monthly Contribution and click Save, the changes do not stick. Sometimes it immediately reverts back to $0, and sometimes it does so the next time I log into the app. And I have to update these accounts again in order to get a true picture of my projections.

Minor bugs aside, this is a untrue tool that is the first of its kind. I’ve used many net worth tracking apps, but I plan on Topia being my go-to finance app once everything begins to run smoothly and update accordingly.

dantrrthepirate ,

(Pre-release) Interesting with minor flaws

For anyone on their FI path that doesn’t want to keep up a spreadsheet, this is for you.

However, there’s an over-reliance on Plaid, in which only 01 brokerage account is compatible and none of my banks, and the app also doesn’t seem to understand the idea of negative net worth.

I’ve just started my FIRE journey and this seems like an awesome app, the only one that does all the math for you.

Developer Response ,

Thanks for the review! Now that we have launched, you should be able to connect most of your brokerage accounts? And we've solved the negative net worth issue you referenced so that should all be running through smoothly.

App Privacy

The developer,  Topia, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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