Trade Republic: Broker & Bank 4+

Invest, spend and bank‪.‬

Trade Republic Bank GmbH

    • 4.1 • 291 Ratings
    • Free

iPhone Screenshots


The smartest way to invest, spend and bank.
Earn 4 % interest on your cash. Get your subscription free card to spend and earn 1 % Saveback. Invest easily and safely with just 1 €.

Earn while you spend
- Activate 4 % interest on your cash, on up to 50.000 €. Make money every month.
- No monthly subscription fee. Unlimited free ATM withdrawals worldwide above 100 €.
- Earn 1 % Saveback on card spending into your savings plan. You can earn Saveback on up to 1,500 € in monthly spending. To qualify, invest at least 50 € monthly in savings plans.
- Round up card payments and invest spare change on the go.

Save now for later
- Invest with just 1 € in stocks, ETFs or crypto. No hidden fees, easy and safe.
- Savings Plans on ETFs or stocks to invest continuously for long term wealth.
- Bonds to lock in high interest for years and get regular payments. Start with 1 €, sell anytime.
- Derivatives trading with premium partners: Citi, HSBC, Société Générale or UBS.

Trusted by millions
- Over 4 millions users and 35 billions € of assets across 17 European countries.
- German bank regulated by BaFin and Bundesbank.
- Publicly regulated exchange and better spreads than the reference market.

We are on a mission to empower everyone to create wealth with easy, safe and free access to the financial system.

Disclaimer: Not all of the before mentioned services are available in all the markets. The scope and availability of our Stock, ETF, Savings Plan, Crypto, Bonds and Derivative offering may vary according to the country. Please refer to our website for more information.

What’s New

Version 2.2407.0

This latest app update enables access to the new Trade Republic card waitlist. The first subscription free card that helps you earn while you spend with 1 % Saveback on payments into your savings plan, Round up to invest your spare change on the go and unlimited free ATM withdrawals worldwide above 100 €. Download the latest version to take advantage of the latest features and join the card waitlist.

Ratings and Reviews

4.1 out of 5
291 Ratings

291 Ratings

Pw95 ,

Great new additions but what about crypto

Finally improvements like ex-div dates, yied, beta, etc. have been added. Great job, thank you! But what about allowing for crypto trading also? Like the comparable Robinhood in the US does or even Paypal in the US does. Please take this feedback into consideration.

MuniTeam ,

Avoid like the plague

Here’s a rundown of my experience with them as of October 25, 2023.

They let people open securities account and have their whole app in English but they have no help page in English. So Trade Republic speaks English when asking for money but not when we have an issue.

They don’t have any live chat option. We have to send a message, which is fine if we can get a proper response back.

Their automated system tells me to update my information with my Tax ID so that they can put my deposit into my account whereas my information has already been updated with my tax id before their message. So, clearly their automated check systems are not working.

I am forced to reach out to them because of their inability to cross check information on my account. I send a message and I get an auto-response, telling me something completely irrelevant to my request, without any information that further action will be taken,
without any guidance to what to do if their automated response was wrong.

I ask for an agent, saying that they should not auto-bot responses if it cannot understand basic questions, to which I get a reply saying that ‘there is no need to get angry with the bot”.

So not only are they completely incompetent in handling basic operations but they feel they can tell their customers how to feel about their experience with Trade Republic.

How can I and you trust our savings with a company like this?

javilio ,

Terrible Bid-Ask Spreads

Their whole “crypto” space is basically unusable as you’re gonna lose between 1-20% on every trade. With bitcoin you can get lucky and only lose 1% as the volume is a bit higher but with any other altcoin you’re gonna pay a 10-20% ridiculous premium, or you can call it an initial loss that you’ll have on your position right from the start. The crazy thing is that they don’t allow you to do limit orders on crypto, hence forcing you to do a market order which is always executed in a ridiculous scammy way. I guess that’s how they make their money. Even within derivatives there are many knock outs that have terrible bid ask spreads so you gotta be careful to not make any market orders. They ofc never warn you about it. Trade Republic is maybe useable for traditional stock investing, but that’s about it. Don’t ever download this app in the hope of investing into crypto, it’s a waste of time.

App Privacy

The developer, Trade Republic Bank GmbH, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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