With this app in hand, you'll have more money in your pocket. Because every time you send, spend, or receive money internationally, you'll pay the lowest possible price.

Join over 6 million people around the world who are already saving.

*Send money internationally*
Traditional providers like banks and PayPal might mark up your exchange rate, or charge you high fees, or both. At TransferWise, we do neither. You always get the real exchange rate, for a low, upfront fee, when you send money to over 70 countries.

*Spend money internationally*
Your free multi-currency account will let you hold over 40 currencies at once and convert between them – at the real rate – whenever you want. And you can spend them around the world with our debit card.

*Receive money internationally*
Your account gives you bank details for the UK, US, Eurozone, and Australia – so you can get paid from those places with zero fees.

*Do it all on your own time*
Think of this app as your international finance dashboard – available anytime, any place. It will also keep you updated on your transactions with push notifications, and let you log in to your account with Touch or Face ID.

Bye bye bank fees, hello world.

What’s New

Version 5.25.1

We're excited for this one.
Over the coming days, we'll unlock these features for folks with balances:
— Find friends who also use TransferWise (go to Recipients to find phone contacts with accounts; go to Settings to hide)
— Send money instantly to anyone with a balance open
— Send money to people in your country for free (same-currency transfers between users are free)
— Add a photo to your account (finally)
We hope these things make money life a little easier.

Ratings and Reviews

4.7 out of 5
19.5K Ratings

19.5K Ratings

Editors’ Notes

Sending money to friends and family in other countries can be a pricey proposition, unless you can find a way to avoid the unfavorable currency exchange rates set by banks. TransferWise uses the standard exchange rate—not your bank’s—when you wire money abroad. It’s remarkably streamlined and easy to use, especially for frequent transfers, and it’ll save you plenty of dollars, pounds, euros, zloty…whatever money means to you.

NYC Tommy ,

The only way to do anything financially is to keep it in the family.

Yes you read it correctly. I only do business with family. The best place I have ever put money. Not just me but my business my five and everyone I know is either signed on or is in the process. These people know your name. Yes it’s written right in front of them on the screen. But they treat you with respect. If you saw them you would know they smile and it’s genuine. They help. They don’t forget. You are NOT just a nother number. I feel like going back to the days when the gas station attendant pumped your gas for you and washed your windshield not because they had to but because they truly appreciated you choosing them when you can choose anyone. Well.. same thing but these people handle your finances no matter how small with the same appreciation. I could go on and on but if we could get the world to take just a 3 knot turn in this direction everyone would have a lot more faith in the place that you do business with. The place that you in trust with your hard earned money. And this world needs Transferwise and such places more than ever. Well I’m more than ok with having just this one and I will jump on board with what ever they branch out with in the future! It’s family. My entire family!!!!! This is as real as it gets!!! Thank you Transferwise!!!❤️👍

Lanni88 ,

Efficiency of TransferWise

I’ve availed TransferWise service for several years now and had great results. Although recently I had an unusually untimely transfer (4 days). In addition I was a bit confused by the overly long estimated time conveyed by TransferWise on a subsequent transfer (6 days) but after submitting the transfer and to my surprise I received the funds in less than two hours, which is about the speed in which I normally receive the funds. I want to clarify my previously poor feedback toward TransferWise. The service I have received is for the most part Great! My only complaint is the recent estimate for the completed transfer. I understand your companies position that it would be better to over estimate the transfer timeframe and deliver the funds earlier than proposed, and I’m trying to wrap my head around that logic because that works great for most people I’m sure. But... in my situation an estimate of 6 days for a Debit/ACH transfer leaves me wanting to initiate my transfer 5 days early, but If the transfer completes in only a few hours it then creates another issue with my billing cycle at my bank and fees. Overall I rate your service as highly recommended. I will just have to cross my fingers and hope the funds arrive as they have in the past.
Thank you,



TransferWise LTD
98.6 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.


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