True Finance: The Money App 4+

Cash Advances and Credit Score

True Finance LLC

Designed for iPhone

    • 3.6 • 180 Ratings
    • Free

iPhone Screenshots


Could you use a few bucks in between paydays? ‍True Finance is here to help. Get cash advances directly to your bank account, up to $100. ‍No credit checks. No interest. No problem.

Need to get gas, pay a bill or buy groceries. All you have to do is download the app today and connect your bank account to get started. Once you’re a member, request an advance and receive funds in your bank account in 3 days or less.

Looking for a personal loan, auto insurance or a side gig? Explore our list of offers through third-party partners in the app.

True Finance partnered with Array to provide our users with a view of their credit score and report in the app. Worried about identity fraud? Get alerts when there is activity on your credit report.

True Finance uses Plaid to securely connect your bank accounts with 256-bit bank-level security to keep your information and money safe. Plaid seamlessly works with over 10,000 banking institutions across the US.

True launched in 2023 with a mission to help millions of Americans who need a few dollars in between paydays. We also help members view and understand their credit score.

What’s New

Version 3.0.6

Fixed issues with expired Plaid link bank accounts

Ratings and Reviews

3.6 out of 5
180 Ratings

180 Ratings

daytonaNick ,

Good and getting better

This is my second review. Since my first review, I seen things get better. And the app is running a lot better, and one thing I filed for my advance on Saturday, I wasn’t expecting it till about Thursday. Monday night I got and it made my day!!!!!! I was blown away. If you guys can just get the turnaround time from repayment to borrow faster, I will give you guys a five star rating which I rarely give out. All and all you guys are doing a great job and I highly recommend this app. Keep up the good work.

Developer Response ,

Thank you! We did make a change from 2-3 business days down to same-day. But working on adding instant advances in the near future as well.

toastercult ,

Don’t get a new phone number

…because you’ll be locked out of your account with no way back in. Yup email doesn’t help you here. And if you’re thinking you can just get a new account with your new number…well you can, but kiss your cash advance goodbye because “access to True Premium is limited.” Womp womp. 🙄🙄🙄🙄🙄🙄🙄

Developer Response ,

Thanks for your feedback, we are working on an option enabling customers like yourself to change your phone number based on your email. Stay tuned.

No need to say Goodbye to a Cash Advance, we always deliver.

wyteboi87 ,

True premium

When I try to unlock the true premium for my account it says that it is limited and not available for new users. Why have the option available in the app but when you attempt to unlock it as advertised it’s unavailable. It should be shown in the app that it’s not available instead of letting you download sign up with the impression that you can monitor your credit score and have tips for improvement and also believing you can possibly receive a small advance as said in the description.

Developer Response ,

Thank you for reaching out. We are a new company and our advance system was overwhelmed with new customers. We are not currently marketing the app with the understanding that new premium customers would not have an advance available. We are working to resume very shortly and serve you better.

App Privacy

The developer, True Finance LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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