Twig is the little branch that you can take with wherever life takes you. Free & secure, and open to all FNBO online banking users. Just download the app and use your online banking credentials to log in.

Choose your Banker
Find someone who is near you, or someone who loves donuts just as much as you do, either way you can’t go wrong. Our Twig bankers are ready to chat with you about any of your money questions from “Why should I have a Savings Account?” to “Am I ready to buy a house?”.

A Companion to FNBO Mobile Banking
Needing to check your account balance or deposit a check – our mobile banking app is great for that! Twig allows you to text bankers who can chat with you when you really just need to talk to a human about your money.

Ratings and Reviews

5.0 out of 5
7 Ratings

7 Ratings

Adam08764 ,

So convenient!

An excellent and useful link to the wonderful staff at FNBO. So easy to use and a great way to get any level of banking conversation started. Such a time saver and a relationship builder!

Omapower ,

Easy chat

Like being able to chat with my banker in an app.

App Privacy

The developer, FNNI, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • User Content

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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