Save money for financial goals with Twine, the first saving and investing app built for two! Download today to start saving and investing for your financial future together. Working on your shared goals through easy saving & investing has never been easier.

From a wedding to a down payment, save up for the milestones that matter and get there together.

1. Pick your financial goal, whether it’s saving for a house, saving for retirement, saving for a wedding, or just saving for vacation.
2. Select an investment portfolio (or save in cash)
3. Connect your bank to start saving money in Twine and making progress on your goals
4. Once your new account is open, you can easily track the progress of your shared goals from the app, without multiple tools and spreadsheets.

1. With the Twine app, you have the option to choose unlimited goals. Choose individual or shared.
2. Gain smart recommendations from the app tailored to your financial goals.
3. Track your goal progress and manage deposits, all from one intuitive dashboard.
4. Set and forget using automatic deposits from the app. We have you covered.
5. Enjoy bank-level security that keeps your personal information and accounts safe.

Twine helps you to make the financial decisions that are right for you and your partner. No matter the goal, our trusted and reliable service makes the process of saving up or investing money simpler than ever so you can focus on your life’s journey!

* Twine is backed by John Hancock and 150 years of stability and expertise.*

John Hancock Personal Financial Services, LLC (“JHPFS”) is an SEC-registered investment adviser. Clearing, custody and other brokerage services are provided by Apex Clearing Corporation (“Apex”). As with any investment account, your money is not FDIC insured or bank guaranteed. This means we can’t guarantee you won’t lose money (including the money you start with).

The JHPFS fee does not include the expenses of the underlying investments in your account. Any projected investment outcomes or goal achievement dates are hypothetical in nature, provided for educational purposes only, are not intended to serve as the primary or sole basis for investment decisions, and are not guarantees of future results. Please see full disclosure for more information.

By downloading our app you accept our privacy policy located here:

What’s New

Version 1.9.1

Bug fixes and performance improvements.

Ratings and Reviews

4.5 out of 5
4.4K Ratings

4.4K Ratings

Jujubees1216 ,


I am so grateful for this app. I cannot express how good it makes me feel to put away a little money every week. Even though it’s not a huge amount, it really adds up. It’s almost as though I feel better spending money knowing that I at least put some money aside for a rainy day first. The app does exactly what it says it’s going to do. No hidden fees & they lay everything out for you in terms we can all understand (so there’s no teeny tiny writing and big words you don’t understand) it’s all black and white. Plus you are in control of your money at all times!! You can easily change or stop your reoccurring deposits on a week to week basis.

hannah4752 ,

Still waiting for my money

I like the idea of this app, but it is definitely difficult to set up/use. I started a goal and deposited over $400 into it. After realizing I needed that money invested elsewhere, I closed the goal and was told my money would be deposited into my bank account. It’s been a couple weeks now and every time I open the app, it still says “selling your investments”. Meanwhile, I’m still losing money on the $400 there. I’ve lost $13+ (which doesn’t sound like a lot, but is kind of a big deal when you requested your money back a week ago and can’t access it. It’s just sitting there, losing value.)

Still waiting for my money back. Was hoping to start another goal, but after this experience, I’ll be closing my account and investing elsewhere. You’re better off investing in the stock market where you’ll find a better interest rate and may actually be easier than using this app.

milimitch ,

This is just the begin....

I thought it would be a good idea to actually use this app to save for a vacation. But As I see now it is an inconvenience that would have been better off avoided. I have submitted for withdrawal of my funds on August 12th, it’s August 23rd which is well 7-10 business days. I emailed and called customer service with no help or assistance just to be told “wait”. I
have used multiple apps that dealt with investment. It’s ridiculous that it even takes so long to get my funds. Other Apps take maximum of 5 days from portfolio to bank account (E*TRADE, Stash and etc). These folks are doing something they aren’t suppose to be doing. I have informed them they will be hearing from my lawyer. I will be reporting them to the Better Business Bureau. As well as I’m going to Report them to Apple to see if they can get this app removed from the App Store. The app was a nice concept but the wrong people are running it which makes it a terrible thing.


John Hancock Personal Financial Services, LLC
59.8 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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