Ugami - Debit Card for Gamers 17+

A Mobile Banking Experience

Ugami, Inc.

    • 4.7 • 1.2K Ratings
    • Free



Ugami is the #1 Debit Card for Gamers. The Card features all of the utility of banking cards with a gamified app to help you manage your finances. Use your card and the app to earn Ugipoints. Then use your UP to shop or get discounts on the curated Ugami Store, accessing merchandise from the top gaming brands, including Best Buy, Nvidia, Steam, Xbox, PlayStation, Nintendo, and many more. If you want to enjoy this debit card for gamers, download it now and become a Ugamer!

The Ugami App features include:

» Boost and Score: Boost your debit account to earn 4X Ugipoints on your everyday purchases + unlock perks like peripheral insurance, credit monitoring and more!
» 2 Days Early Pay: Connect your payroll through direct deposit and get paid up to 2 days early!
» Instant Cash Transfer: Fund your card instantly from another debit card.
» ATM Finder: Find cash fast by using the Ugami ATM finder to locate one of the 55K machines within the network.
» Level Up: The more Ugipoints you earn, the higher your status and more features you unlock.
» Complete Streaks: Earn more rewards by completing daily, weekly and monthly streaks.
» Collect Cool Badges: With each achievement you complete, you can unlock new badges.
» Daily Spin: Feeling Lucky? Log in every day to spin the wheel for more Ugipoints.
» Log in to Win: Log in to Ugami 5 days during a week and get entered to win our Weekly Sweepstakes.


Download Ugami today! Applying won’t impact your credit score.

Must be 18 or older to apply for the Ugami Debit Card.




Ugami, Inc. is a financial technology company and not a bank. Banking services are provided by Ugami's partner bank Blue Ridge Bank, N.A., member FDIC.
Visa® Debit Cards are issued by Ugami's partner bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

What’s New

Version 2.5

- Updated bug monitoring & reporting
- Improvements to Store & Purchase History
- Closed beta for some "shiny" new features next month

Ratings and Reviews

4.7 out of 5
1.2K Ratings

1.2K Ratings

Ultra_Plankton ,

Must have for gamers

If you are a gamer this is definitely a tool for you
After testing this for beta it’s very handy moving money back and forth is pretty easy and you can use as a normal checking account. However what truly makes this gamer is the rewards store you get for using the card. Rewards range from gift cards all the way to new gear for your next gaming setup. Plus they run limit supply drops with items
Overall looking forward to mobile check deposits coming soon and hopefully there credit card
Support is great via email and discord
Would recommend to anyone

thomj23 ,

Good bank

I love this bank just wish they would work a little harder on the discounts like this is a great gaming account it would be amazing and stand out from all others if they could pull off micro transaction discounts I pay a lot in micro transactions in the video game world if I could gain points or save cents on a dollar per transaction or even get a large discount percentage per large transaction it would be perfect like take cash app for example you can activate an Xbox boost that saves you 10% on any Microsoft purchase I love it because I can see my saving so I use it over this when making an Xbox purchase getting small amounts of points is good fun and rewarding and all but when I have the option to see money saved $45 instead of $50 coming out or better I’d run that way over points any day

TWilli5225 ,

Was great! Decline???

Ugami was by far my most favorite banking app especially for gamers and with rewards. The rewards system was amazing and it felt like I was getting my moneys worth with the subscription. There recently was a change made without notifying the account holders. They changed the points structure from 400 points = 1 dollar to 1000 points = 1 dollar!! There was huge backlash and significant disappointment. The company did offer to provide additional points to make up for the difference but that doesn’t change how things will be moving forward. It now takes a significantly larger amount of money just to break even with the monthly fee of $10. I went from a true day 1 supporter and advocate to questioning keeping my account open. I cancelled my subscription now also. I hope things improve for the better!

App Privacy

The developer, Ugami, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Contact Info
  • User Content
  • Identifiers
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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