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Description

New Features include automated money movement routines, move your money not your bank. These include: Recurring Transfer and Refill Transfer

The only investing app where you can invest 4 different ways:

- Passively in equities with Robo investing
- Actively in equities with commission free trading
- Cryptocurrency
- Precious metals including gold and silver

Re-bundling traditionally separate financial services – banking, stocks, cryptos, gold, and more – through a single interface and the automation of many of the manual tasks involved makes Unifimoney the most technically sophisticated and easiest way to manage your money.

Competing primarily against the Big Brand Banks and their wealth management offerings Unifimoney brings choice, value for money and unique product differentiation to high earning professionals.

Customers funds and investments are FDIC and SIPC insured via our partner institutions UMB Bank and Drivewealth respectively.

Core products


● Hybrid high yield checking account - a full service checking account paying savings-level interest (APY 0.20%)
● Robo Advisory with unique multi tiered approach - Basic and Advanced each level utilising increasing levels of AI/Quant technology
● Commission free self managed trading
● 26 Cryptocurrencies and Precious Metal trading (Gold, Silver and Platinum)

Customers automatically and by default contribute passively each month into their Robo account with deposit interest, credit card cash back and transaction rounding, with a minimum $25 monthly contribution.

Benefits and Rewards

These services are provided through 3rd parties but include exclusive incentives for Unifimoney customers.

- Get a quote for Auto insurance and get $15 of Bitcoin
- Refinance your Student Loan and get 1% cash back up to $2,500
- Get a Mortgage and receive a 0.5% discount up to $10,000 (max. loan $5m)
- Refinance your Mortgage and get 0.5% discount up to $10,000
- Get an Auto loan and receive 0.5% cashback up to $500
- Get a Vehicle Loan and receive 0.5% cashback up to $500
- Get a Home Improvement loan and receive 1% cashback up to $1,000
- Get Home insurance and receive $15 in Bitcoin
- Get Pet insurance and receive $15 in Bitcoin
- Get Renters insurance and receive $15 in Bitcoin
- Get Life insurance and receive $15 in Bitcoin
- Get Umbrella insurance and receive $15 in Bitcoin
- Get Disability insurance and receive $15 in Bitcoin

What’s New

Version 4.6

New Features include automated money movement routines, move your money not your bank. These include: Recurring Transfer - set up a regular amount to be transferred from your old bank account into Unifimoney on whatever frequency you choose. For example move a fixed amount into your Unifimoney account on pay day. Refill Transfer - move a fixed amount when your balance goes below a fixed threshold. For example when your balance goes below $20,000 move $5,000 into your Unifimoney account.

Ratings and Reviews

4.6 out of 5
59 Ratings

59 Ratings

cktamster ,

Money Different

Unifimoney really is a different way to manage and invest your money. I love the vision to “unify” different banking and money apps in a single mobile experience. When logging into the app, you see a clear dashboard of your savings amount and amount to invest. Investing in stocks, crypto and metals is fairly intuitive.

They have been very quick is rolling out new functionality; much faster than your traditional bank or investment bank. Unifimoney is more than an app, it’s a platform that helps you manage and invest your money so that you can build wealth without the headaches. I’m looking forward to seeing more from the team.

Developer Response ,

Thank you for taking the time to leave us a review - we really appreciate that you left such a detailed feedback. Thank you!

samk05 ,

Great way to break bad inertia

I found this app by chance because I wanted one place to store crypto and stock investments. What I like most is that they baked dollar cost averaging into the application meaning it will schedule investments for you on a month-to-month basis. This is really important for me because I always have a tendency to let cash sit and not earn anything. The user experience is really easy to use and so far I’m up on all my investments!

Developer Response ,

Thank you for taking the time to leave us a review. We think having passive and active investing in one platform represents the best of both worlds.

Lex Lindz ,

All-in-one money management app

Great app for managing all of my money/investments in one place. Saves me so much time by not having to navigate between multiple apps to invest in ETFs, crypto, etc.

Love that an overview of your accounts is available right from the home screen, and the plethora of rewards for signing up, referring others, getting a quote for car insurance, etc. are great.

I’m a huge fan of the automated investing feature so I can set it, forget it, and know I’m building wealth without having to go in and make transfers.

A must-have finance app if you’re tired of juggling multiple apps/accounts to manage your money. Can’t wait for the upcoming credit card!

Developer Response ,

Thank you for taking the time to leave us a review @Lex Lindz

App Privacy

The developer, Unifimoney Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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