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The only investing app where you can invest 4 different ways:

- Passively in equities with Robo investing
- Actively in equities with commission free trading
- Cryptocurrency
- Precious metals including gold and silver

Re-bundling traditionally separate financial services – banking, stocks, cryptos, gold, and more – through a single interface and the automation of many of the manual tasks involved makes Unifimoney the most technically sophisticated and easiest way to manage your money.

Competing primarily against the Big Brand Banks and their wealth management offerings Unifimoney brings choice, value for money and unique product differentiation to high earning professionals.

Customers funds and investments are FDIC and SIPC insured via our partner institutions UMB Bank and Drivewealth respectively.

Core products

● Hybrid high yield checking account - a full service checking account paying savings-level interest (APY 0.20%)
● Robo Advisory with unique multi tiered approach - Basic and Advanced each level utilising increasing levels of AI/Quant technology
● Commission free self managed trading
● 26 Cryptocurrencies and Precious Metal trading (Gold, Silver and Platinum)

Customers automatically and by default contribute passively each month into their Robo account with deposit interest, credit card cash back and transaction rounding, with a minimum $25 monthly contribution.

Benefits and Rewards

These services are provided through 3rd parties but include exclusive incentives for Unifimoney customers.

- Get a quote for Auto insurance and get $15 of Bitcoin
- Refinance your Student Loan and get 1% cash back up to $2,500
- Get a Mortgage and receive a 0.5% discount up to $10,000 (max. loan $5m)
- Refinance your Mortgage and get 0.5% discount up to $10,000
- Get an Auto loan and receive 0.5% cashback up to $500
- Get a Vehicle Loan and receive 0.5% cashback up to $500
- Get a Home Improvement loan and receive 1% cashback up to $1,000
- Get Home insurance and receive $15 in Bitcoin
- Get Pet insurance and receive $15 in Bitcoin
- Get Renters insurance and receive $15 in Bitcoin
- Get Life insurance and receive $15 in Bitcoin
- Get Umbrella insurance and receive $15 in Bitcoin
- Get Disability insurance and receive $15 in Bitcoin

What’s New

Version 3.5

Moved "Invite Friend" to top of menu, detailed transaction history for investment and linked accounts

Ratings and Reviews

4.0 out of 5
4 Ratings

4 Ratings

bank-aza ,

New all in one money app

A new service competing with Robinhood, Wealthfront etc. They are still building out the service and some of the most interesting features are still to be made live (like crypto, credit card, gold).

DBS Christine ,

Everything in one app

I really like the investing option. Unifimoney makes it easy to take acre of all your financials in one app. This is still under development and it’s already good, I can’t wait to see the finished version.

AaronW11 ,

Great intuitive user interface

The concept is solid and the features attractive. I’m excited to see the final version as well as future enhancements!

App Privacy

The developer, Unifimoney Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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