Universal Bank Mobile Banking takes the power and convenience of our Internet Banking Service and puts it into your mobile phone. If managing your money day-to-day has become complicated and time-consuming, our *FREE Mobile Banking Service is for you.

Access your account information from home, the office, or anywhere you have your mobile phone. Mobile Banking Services include:
• Balance Inquiries
• Transaction History
• Funds Transfers
• Bill Pay
• Find our ATM/Branch Locations
The Bank Mobile Banking is available to all The Bank personal banking clients who are enrolled in Internet Banking. If you are not a customer, please contact us at or call us at 888-671-1888.

* Universal Bank Mobile Banking is available only with a Universal Bank account. Universal Bank Mobile Banking is free, however your mobile phone service provider may charge for text messages and/or web access. Please check your plan for details. Carrier plan may limit access outside the US. The Bank cannot be held responsible for the availability or speed of your mobile phone service provider’s network. Mobile network or WIFI connection required.

What’s New

Version 19.3.20

This update includes security enhancements and user experience improvements.

Ratings and Reviews

4.4 out of 5
37 Ratings

37 Ratings

colorfulclouds ,

Can’t Locate Zelle

I’ve checked both the Zelle and Universal Bank website, and both confirmed that this mobile banking app has the Zelle feature. I’ve searched through everything and can’t seem to locate it! So frustrating.

Love My HyAn ,

Worst app to mobile deposit

Always asked me to retake even my check image was clear !! Please update this feature !!


Universal Bank
87.4 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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