UPCIC Mobile 4+

Universal Property

Universal Property & Casualty Insurance Company

Designed for iPad

    • 4.5 • 2.2K Ratings
    • Free



With the Universal Property & Casualty Insurance Company mobile app, you can easily access your policy documents, make payments, file and track claims, find nearby agents and manage many other facets of your home insurance policy with the click of a button!

• ACCESS POLICY DOCUMENTS - One-stop shop dashboard houses your crucial documents in one place.
• MAKE PAYMENTS - Secure and confidential payment processing system.
• FILE & TRACK CLAIMS - Easy filing form with drop down menus and immediate updates.
• FIND AN AGENT - Locate your agent’s information or find an agent closest to you.
• MANAGE SETTINGS - Go paperless or manage your SMS notifications with a single click.

What’s New

Version 1.9

- Enhancements and bug fixes

Ratings and Reviews

4.5 out of 5
2.2K Ratings

2.2K Ratings

jcozens ,


Jonathan the adjuster was very friendly and answered all of my questions only reason I gave a star. But 3 weeks to hear for a claim for major water damage is unacceptable. We’re lucky it wasn’t a main dwelling area. As for the resolution it’s not even enough to fix our floors in the main room let alone laundry and bathroom or cover the removal of all items and flooring we did ourselves . So I’m not sure how to even get you an invoice since it doesn’t cover anything I assume we’ll never see a check from you ..

I’ll have my contractor submit his estimate and you’ll clearly see we won’t be able afford to fix what needs to be done .


Lack Basic Courtesy

Premiums increased every year with renewal, with or without claims. Never spoke to a person expect when attempting a claim after Hurricane Florence in 2018, which was to basically say “sorry damages aren’t worth more than your deductible.” (BTW, in what world do the repairs/replacement of all these amount to less than $2500 - total gutters replacement, partial roof shingle replacement, multiple window screens/shutters replacement, personal property to include clothing for 4 people, welding business equipment, and two damaged sheds (“other structures”), one flipped on it’s roof and the other in pieces under a fallen tree.)
I signed for the mortgagee to be billed once for the next year’s renewal when I purchased the home - they renewed my policy the next 3 years without more than one email containing the offer to me, and sadly I trusted them too much. The fourth year, they took over $1000 from my escrow account THREE DAYS after emailing an offer of renewal and SIX WEEKS before my policy expired! There was no contact with me to confirm my wishes, and I had not even seen the email yet! As a disabled veteran on a fixed income, this company should be ashamed! I switched to USAA for more coverage at an annual premium of $207 with my membership discount. I hope this company fails.

SLFS601 ,

Waited an entire year and still not paid

Our claim was filed in June 2020.
Universal provided the estimate which our contractor excepted without change. The contractors were completed in a timely manner and not paid! This is a small minority owned company in Indiana and has cost this company to potentially go out of business!
Between my broker, myself and my contractor we’ve made over 70 attempts to collect the money that is due! Each time they said things were not completed through their miserable, low functioning, non-user-friendly portal. We’ve been passed around to at least 10 people.... always with the same answer... Will research it and get back to you. Of course they do not.
Each time I let them know my contractor is going to file a lien, they release a small check. But the work has been completed for almost 90 days!!! My contractor had to borrow money from a bank to pay his employees for the job that they completed at my home, that my insurance company agreed to pay!
I ask Unviversal Insurance what would happen if I didn’t pay my insurance invoice each month and of course they said I would be canceled....
I have begged, pleaded, cried, for resolution! I had
To resort to threatening calling an attorney and filing a report with the department of insurance.
I don’t understand this and believe me as many people as I can get to share this information about universal insurance I WILL , so no one else has to endure this and no other small companies will suffer!

App Privacy

The developer, Universal Property & Casualty Insurance Company, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • User Content

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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