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Auto financing in the palm of your hands. Shop cars, pre-qualify, and see your real rate and monthly payment before visiting the dealer.

Capital One Auto Navigator is the easy way to find a car that fits you and your finances.

Shop new and used cars for sale and pre-qualify for an auto loan with no impact to your credit score right from the app. Once you’re pre-qualified, you’ll be able to see your real rate and monthly payment while you search. And there’s millions of new and used vehicles to choose from. When you’re ready, just take Auto Navigator with you to the dealership, complete a credit application to finish up your financing, and drive away with your new car.

- Shop millions of new or used cars from thousands of dealers nationwide.
- Pre-qualify for an auto loan with no impact to your credit score.
- See your real rate and monthly payments while you search.
-Save your favorite cars.
-Adjust things like down payment, term length, and more to build the deal that’s right for you.
- Know your financing options before visiting the dealer ready to buy.

Save time at the dealer with Auto Navigator. Enjoy access to your Finance Pass and get on-the-lot reminders to show your pre-qualification to the dealer.

Important Disclosures

Pre-qualification is subject to credit approval. Pre-qualification does not guarantee that you will receive financing or any particular financing terms, which are subject to change based on our evaluation of your credit application submitted at the dealer and any required documents. A credit application at the dealer will result in one or more inquiries posted to your credit report. After negotiating purchase terms and receiving dealer credit approval, you will sign a contract with the dealer reflecting both your purchase and financing terms. Your purchase will result in a retail installment contract with the dealer as the original creditor.

APR is the Annual Percentage Rate. Pre-qualified financing terms depend on the individual's credit and key financing characteristics, including but not limited to the amount financed, term, loan-to-value (LTV) ratio, down payment amount, and vehicle characteristics, and may vary depending on the dealership selling the vehicle(s) you may be interested in financing. A representative example of payment terms is as follows: a $1,000 down payment, an amount financed of $27,000 with an APR of 10%, and a term of 72 months would have a monthly payment of $500.20. APRs shown are current as of May 4, 2021. Down payment, rebate, or trade-in is required in some situations to complete purchase. Advertised and estimated rates are subject to change without notice. Your actual APR will be based on your specific situation.

For additional important information, please visit www.capitalone.com/cars.

What’s New

Version 1.11.1

Thanks for using Capital One Auto Navigator! We make regular updates to our app to ensure your experience is top notch. Each new version of our app includes new features to allow you to do more in the app and improvements to make it faster and more reliable.

Feature Updates:
- Bug fixes & enhancements

Ratings and Reviews

4.9 out of 5
6.9K Ratings

6.9K Ratings

ajechase74 ,

Terrific Car Buying Experience!

When I decided to get a new personal car to replace my older family car, beginning with getting pre-approved with Capital One was my first choice to ease the car buying process. Following my pre-approval, installing this app to begin my car search made my life much easier. Not only was I able to search the many new and used options, but seeing the APR right next to my payment made me happy to know what kind of deal I was truly going to get without the hassle of haggling about financing at the dealership. At the dealership, I found the exact vehicle I wanted from online, test drove it and told the salesperson I wanted to get it. Instead of the usual “let’s sit down and run some numbers” spiel, it was “yeah I’m pre-approved with Capital One” and his smile grew a little larger and said “Perfect! This will make it much easier!” Ran the credit check and the financing came back exactly the same at the dealership as it was on the app. My next car purchase will be done exactly the same way when the time comes!

Poop👽 ,


This app was a god send. I could be prepared ahead of time what kind of vehicle would fit my budget based on expected APR and estimated monthly payment. Once I selected a vehicle I went to go test drive and decided to purchase. I already had a loan through my credit union but decided to ask the dealer if they could offer me anything better. I don’t have horrible credit but I am working on it. Once I mentioned to the sales rep at the dealer I was also pre approved through Capital One he smiled and said “let’s see!”. NOT only did Capital One save me money compared to the dealer financing but ALSO though my own credit union! Capital One offered me 5% less APR than even my credit union could. Such an easy and seamless buying experience. I can even make my car payment right through my Capital One app. Thank you Capital One!

luckyteddy77 ,

Best way to buy a car!

I had not so great credit wasn’t getting approved for auto loans below 11% got pre approved and found the car I wanted. Called customer service before I went to the auto place to have everything solid. Went to buy the car, the dealer told me it was sopposed to be $71 more dollars than what capital one had said. I called cap 1 customer service back from the dealership and put them on speaker. Suddenly the dealership changed their mind and was ok with my price and payment. Dealers will always try to get money out of you. They will do it in finance. I ended up getting a loan for 6% thru capital one!

App Privacy

The developer, Capital One, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Search History
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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