Securely manage your account anytime, anywhere with free mobile banking from USU Credit Union. Login to your account using your same online branch login credentials or using Touch ID. View balances without logging into the app by enrolling in Quick Balance. View account history, transfer funds, deposit checks, track spending habits, and more.

Account Access:
• Check account balances.
• View transaction history.
• View pending transactions.
• Transfer money between accounts.
• View balances before the login with Quick Balance.

Bill Pay:
• Schedule, cancel or modify payments anytime.
• Add/delete payees.

Branch & ATM Locator:
• Locate USU Credit Union branches and ATMs.
• Locate shared branches and CO-OP Network surcharge-free ATMs.

Card Controls:
• Enable/Disable cards.
• Mark a card lost or stolen.
• Reorder a lost card.
• Set-up travel notifications.

Mobile Check Deposit:
• Deposit checks 24/7 by taking a photo with your device.

What’s New

Version 4.38.188

Bug fixes and enhancements

Ratings and Reviews

4.7 out of 5
1.1K Ratings

1.1K Ratings

Oblivio ,

They fixed the login screen!

Now I can set it to automatically prompt me for my thumbprint when I open the app. Thanks!

Jkwagstaff ,

Mobil Deposit

We wanted to continue to bank with Golden West even after a move to Arizona. However, our pay checks won’t go through per ‘unable to identify’ front signature. Very frustrating as it’s an actual picture of the check. They said we would have to come into a branch nearly 8 hours away to deposit the check. It’s frustrating as we had already wrote their request of ‘for GWCU mobile deposit only’ making it invalid to deposit elsewhere meaning our checks can’t be cashed or deposited for 2 + week or until we make it into a branch. Wish it was more accommodating to our needs.

Odd job Jack ,

So far okay

I'm sure I'll be able to find the features I want eventually, I just need to get the hang of the app. That being said, there can always be work done in smoothing out the learning curve. I like it though.

App Privacy

The developer, USU Charter Federal Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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