Utoppia - Global Neobank 4+

Utoppia Inc

    • 4.7 • 80 Ratings
    • Free

iPhone Screenshots


Utoppia is the global neobank* for borderless people. Designed for digital professionals, remote workers, freelancers and digital nomads with global financial needs. Already available in more than 31 countries.

Open an USD account in the US without being a US resident. No need to travel, you just need your phone and a valid passport. Complete your onboarding in simple steps and get access to an international debit card.*(2)

Get paid in USD for free

Receive payments in your own name account from any bank in the US or platforms like Deel, Wise, Paypal, Payoneer, Airbnb and more, for free and in simple steps. You just need to share your account details.

Spend in USD with no fees

Pay in USD with no fees using your Utoppia Card, an international virtual debit card. Make online payments or add it to Apple Pay and make contactless payments in millions of physical stores all over the world.

Make ACH or SWIFT transfers

Send money with domestic and international bank transfers to wallets, platforms and banks, wherever you are. Transfer using the Same Day ACH and your money will arrive at your name in 24 hours or sooner with a very low cost.

Pay anyone with no transfers fees

Make instant and free transfers between Utoppians from wherever you are with our U2U feature.

Join our more than 20,000 users all over the world and start living a borderless life.

Download the app now!

* Utoppia is not a bank. Utoppia provides services through its Software Provider and Bank Partners. Banking services provided by Synapse Brokerage LLC, a registered broker dealer and member SIPC.

*(2) New accounts will not have access to the virtual debit card. We are working to integrate a new vendor and offer you a better service.

What’s New

Version 2.6.1

In this new version, we have focused on addressing defects and making general performance improvements. Soon, new features will be available.

Ratings and Reviews

4.7 out of 5
80 Ratings

80 Ratings

Gav2185 ,

So far do good. Easy to use

I’ve have a very good experience over the last 2 months having this app. Buying and selling crypto have been my favorite but also I’ve received domestic and international payments fast and with no problems. It’s my primary card I use on Apple Pay which has worked flawlessly. Recommended to friends who now use it. Keep up the good work.

Developer Response ,

Thanks for your feedback, Gav2185! It helps us to keep growing and building the best NeoBank for you🚀

Frankmantilla57 ,


Una excelente app para recibir y enviar dinero por todo el mundo con gran responsabilidad y respaldo

Villander ,

Great digital bank, but miss important features

The digital bank and the app is great, but the limits are not good for people want to receive and transfer and good amount of money. Also they don’t have physical card and don’t allow business account to be opened. I hope you guys will bring these important things soon.

Developer Response ,

Hi Villander! I hope you are doing well. We are constantly working to add more features and give our users the best experience. If you have any doubts don't hesitate in contacting us to our Whatsapp channel , an agent will assist you immediatly.

App Privacy

The developer, Utoppia Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • User Content
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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