Varo Bank: Mobile Banking 4+

Varo Money inc

    • Gratis

Capturas de pantalla

Descripción

No fees¹, fast access to cash⁸, and safe credit-building². All from a FDIC-insured bank built to get you ahead.

Protect Your Money
• No surprises— Every dollar you deposit stays with Varo, not a third-party bank.
• Varo Bank Accounts are FDIC insured up to $250k per depositor, per ownership category.

Keep More of Your Money
• No Monthly, Minimum Balance or Overdraft Fees¹
• 40,000+ U.S. fee-free Allpoint® ATMs¹⁰
• Auto-saving tools
• Grow your money with a high-yield savings account that provides up to 5% APY⁴

Get Money Faster
• Get paid up to 2 days early³
• Borrow up to $500 over time for when you need it⁸
• One of the highest advance limits around⁸
• Instantly send/receive money fast & free with Varo to Anyone
• Get a contactless Varo Bank Debit Card when you sign up

Build Your Credit
• Varo Believe credit-building card with no security deposit once you qualify² and no APR or annual fee²

¹We don’t hide our fees: www.varomoney.com/no-hidden-fee-bank-account

²Varo Believe is a secured credit card designed to help you build credit; however, a variety of factors impact your credit and not all factors are equally weighted. Building credit may take time and Varo Believe may be able to help when you consistently make on-time payments. Customers who had an existing VantageScore® 3.0 credit score showed an average VantageScore® 3.0 score increase of approximately 40 points after three months of having Varo Believe and no late payments on their credit. Individual results may vary, and some customers may not see a score increase. As of July 3, 2024.

³We give access to direct deposits from employer & government payers on the day we receive them, typically up to 2 days earlier than your scheduled pay date

⁴Annual Percentage Yield (APY) is accurate as of 7/3/24. Rates may change at any time without notice, before or after account opening. Start earning 3.00% APY on savings. To qualify for 5.00% APY (on up to $5,000) the following month, there are 2 requirements: 1. Receive qualifying direct deposit(s) of at least $1,000; & 2. End the current month with a positive balance in your Bank & Savings Accounts. Once you qualify, all balances over $5,000 will earn 3.00% APY

⁵The standard deposit insurance coverage limit is $250,000 per depositor, per FDIC-insured bank, per ownership category.

⁸Advance is a small dollar line of credit. Qualifications apply, including direct deposits to your Varo Bank Account: www.varomoney.com/cash-advance. Information about advance amounts is based on April 2024 internal Varo research among single standalone loans with repayments of 30 days or less, no subscription fees or early wage payment requirements.

⁹Testimonials reflect real experiences of Varo customers. Results & experiences vary

¹⁰No fee to use U.S. Allpoint® ATMs. We charge $3.50 for cash withdrawals at all out of network & international ATMs. Additional 3rd-party fees may be assessed by ATM owner. All ATM fees will be charged to the Varo account used for each transaction

¹¹ The Varo Line of Credit is designed to help customers with unforeseen expenses with monthly payments, no late fee, no prepayment penalties, and no interest. Eligibility required. Once qualified for Varo Line of Credit, you will be assigned a credit limit from $600 to $2,000. A one-time fee is added to your borrowed amount. Your credit limit may fluctuate based upon a variety of factors. You may only take one Varo Line of Credit out at a time. Your eligibility information and/or credit limit is always available to you in the home screen of your Varo app.

¹²Transactions will be declined when you don’t have sufficient funds. You could have a negative balance if a transaction is approved for one amount, but the actual charge is more than what you have in your account, but we won’t charge you an overdraft fee.

©2024 Varo Bank, N.A. All Rights Reserved. Member FDIC

The Varo Visa® Debit & Believe Cards are issued by Varo Bank, N.A. pursuant to license from Visa U.S.A. Inc.

Novedades

Versión 3.54.1

Thank you for being a Varo customer! We’ve been hard at work making the Varo app better than ever.

Update to the newest version for the latest fixes and greatest features in the Varo app yet!

Calificaciones y reseñas

4.9 de 5
227.7 k calificaciones

227.7 k calificaciones

BabySweetieBear ,

Great banking, non-existent customer service

I’ve been a member of Varo for 2 years, and have to say that since it’s become Varo Bank, getting through to customer service seems impossible.
With the old Varo, I had nothing but excellent customer service. They always answered the calls or emails. I’ve been trying to get through to customer service for a week now, but no luck 😑
I start calling each morning at 8:00 when they open for business. There’s no wait time mentioned then, but no one answers. I’ll wait for an hour, then am told by the automated system that the wait time is less than 15 minutes. Um, no. It’s more like an hour. I don’t stay on beyond that. When called after 10:00 am, the estimated wait time is “ greater than 60 minutes “. Ugh. I just want to find out some important ( to me) information about a direct deposit that seems to be floating around in my old account. Emails aren’t answered either.
Their inefficiency has become my problem, and there’s no way to get in touch.
I hope someone from Varo bank reads this and makes it right. I don’t like being disappointed in Varo!

Respuesta del desarrollador ,

We’re very sorry for the long hold times recently. We’re currently experiencing extremely high volumes. We understand the importance of contacting customer support and are eager to assist with your request. We appreciate your patience during this time. Please remain on the line or contact us at appreview@varomoney.com!

KoreanQueen25! ,

🤦🏽‍♀️

It doesn’t make sense that you have to make 1,000 dollars within 30 days in order to use the advance feature which lets you borrow money until pay day but if I was making 1,000 a week or could have it within 30 days I wouldn’t be borrowing money from you all that really makes the feature pointless to those who really need it it doesn’t make sense nor does it seem fair especially to a loyal customer who’s been with you all for a while and never let my account go into the negative until I recently was told I had to make 1,000 within 30 days to even be qualified for an advance. I really thought about just closing my account because of that simple inconvenience being that it was the only reason I had started with Varo and because I could save more with having a saving account, but many other apps have the same feature at this point and would be reasonable when it comes to borrowing money until payday. Also I’ve been with you all since the first varo app that was out all the way up until the new app so I feel as if there should at least a membership where if you’ve been so long and have direct deposit set up then you should qualify it’s not like it’s not already setup where you all will receive your money soon as it hits the account so it’s something to put into consideration not only for me a loyal customer but for the rest of your customers in general. Thank you

Respuesta del desarrollador ,

Hi there, we appreciate your feedback and have forwarded it to the appropriate parties. The current eligibility requirements can be found in our FAQ's. Please go here https://bit.ly/39xshJR to learn all about the qualifications for Varo Advance!

Tlriley78 ,

Do NOT use this company!!

I have been with varo bank for about 4 years now and they are NO Good!! Someone wrote me a $12 check years over two years ago now and they stop payment in the check. I covered it and ever since then I can not send money to anyone nor pay a bill out of my acct. So I can’t use there varo to anyone option and will never be able to either as they can not override it they say. NOW someone hacks my acct and money is fraudulently taken from my acct. I file a dispute. Now I am told I can not get the provisional credit because I did not find the issue within 12 days of it being used and once again they can not override it!! So my acct is negative because they over drew it, an option I am not supposed to have anyway! So now I have to wait for 90 days for this dispute to be settled and they shut down my card but sent a new one with the same number, that’s a lot of help, and because my acct is in the negotiate it’s going against my credit score! I ask for a corporate number and they don’t have one they are allowed to give me!. I have been with them for years and they do NOT take care of their customers and their is Zero protection they give to you or your money. Don’t trust their advertisement because sue it is a lie. Our money is important to all of us because we work hard for it. Don’t let this company keep you from YOUR money! DO NOT USE Them! You will regret it just like me!

Respuesta del desarrollador ,

Hi there, we are sorry to hear your experience! Varo strictly follows federal regulations around transaction disputes and we use industry standards for researching and investigating claims. Please reach out to us via your registered email at appreview@varomoney.com so our support team may assist and gather more information. We look forward to hearing from you!

Privacidad de la app

Varo Money inc, que desarrolló esta app, indicó que entre las prácticas de privacidad de la app, pueden incluirse el manejo de datos que se describe a continuación. Para obtener detalles, consulta la política de privacidad del desarrollador.

Datos asociados con tu identidad

Los siguientes datos pueden recopilarse y asociarse con tu identidad:

  • Información financiera
  • Ubicación
  • Información de contacto
  • Identificado­res
  • Datos de uso
  • Diagnóstico

Datos no asociados con tu identidad

Los siguientes datos pueden recopilarse, pero no están asociados con tu identidad:

  • Contactos

Las prácticas de privacidad pueden variar; por ejemplo, según tu edad o las funciones que uses. Obtén detalles

Compatibilidad

  • Wallet

    Almacena todos tus pases, entradas, tarjetas y más en un solo lugar.

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