Velocity Credit Union 4+

This used to be a reliable app. Now mobile deposit never works. Crashes phone. When you call Velocity they say it happens to everyone. Uninstall then reinstall the app. Velocity seems to think this is no big deal. I am seriously considering a bank switch due to their lack of concern for customers. Plus you should know that if you install Velocity credit card on this app and set up payments it DOES NOT allow you to ever edit those payments despite having an edit button. Velocity customer service says “oh that button never works.” WHAT??? So why offer a feature they are aware does not work? This credit union is not for you if you want reliable mobile banking service.

They have been a difficult to work with in terms of red tape and unnecessary steps. Their technology also seems antiquated, freezes or doesn’t work often, and their money transfer takes 2-3 days longer than other banks. Even when you “schedule” it for a certain day, it doesn’t deposit until 1-3 days after that date.

When trying to transfer money their system doesn’t let you see the full name of the accounts in the drop down menus. It also won’t let you plan the transfer into the next month, if you are trying to transfer on a Friday or have met the $5000 limit for the day and have to spread it out, because their system doesn’t let you pick a month.

Their business credit card was pretty terrible as well. They took 5-days to verify a checking account when trying to add one to pay the balance. The technology was similarly archaic, minimal useful features like secure messaging, spend notifications, spending categories, etc. the formatting was off as well - not great on a lap top, but pretty horrible on a phone or tablet.

I have had an account with Velocity since the end of 2013! I never had a problem with their app until a few months ago! Now, it takes forever to sign in! Once, I had to call the bank and have them move money around for me because I couldn’t sign into the app or their website! It’s very frustrating! I’m glad I have Chase now, so I don’t have to deal with Velocity’s stupid app!