Venmo is the simple, fun money app for sending cash quickly between friends and shopping at your favorite online stores. Apply for the Venmo card, and you could be on your way to shopping everywhere Mastercard® is accepted in the U.S. Share your new buys, split purchases with Venmo friends to avoid awkward IOUs, and catch up on what your friends are doing on the feed.
QUICK & EASY
Send money quickly to friends using Venmo by simply linking your payment method. Transfer money sent to you to a U.S. bank account.
SHOP WITH VENMO MASTERCARD
Apply for the Venmo card in the app, and take your Venmo balance shopping everywhere Mastercard is accepted in the U.S. Track and share what you bought, and split with Venmo friends later. Plus, there’s no annual fee, and no credit check (it’s not a credit card!).
CONNECT & SHARE WITH FRIENDS
Every penny tells a story, whether it’s for a group dinner, road trip, or concert. Add notes to your payments using your favorite emojis, and like or comment on friends’ stories.
BUY FROM YOUR FAVORITE STORES
Check out without your wallet. Use Venmo to pay in select mobile apps or at millions of retailers on mobile web—for free—so you can easily make, split, and share purchases with Venmo friends.
STAY ON TOP OF IT ALL
Easily track your finances. Use the app to keep up with what you owe, what friends owe you, and what you’ve bought using your Venmo account.
YOUR SECURITY IS OUR PRIORITY
Venmo makes money transfers easy and fun, and we take the protection of your Venmo account very seriously by using security measures to help protect your account information. Learn more at https://venmo.com/about/security/
Card is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
We worked on various improvements and bug fixes
Ratings and Reviews
Venmo = Easy and Reliable!
I wish PayPal and Venmo were actual real banks because I certainly feel like the financial portion of my life is not complicated at all when using both of their platforms (app & website). I’ve never had an issue even when there was a small bump in the road like when my instant transfers weren’t showing up for example. They took care of it immediately. Any time I’ve ever had to call customer support I am always treated and helped kindly, respectfully, friendly, and patiently. I really couldn’t ask for a better way to manage my funds. I mainly use Venmo and PayPal for both personal and business. My only gripe would be I wish they were a real bank with a brick and mortar! Even better would be to replace institutions such as ::ahem:: it rhymes with Tells Cargo and other banks that seemingly only charge fee after fee even if it’s charging a fee that was their error on top of charging another fee. My real bank experience lately has been an utter nightmare and I am truly grateful to have the option to use Venmo and PayPal whenever possible! Please become a real bank soon! Whatever it takes! I’m sure you would have a line of customers waiting including myself!
Just out for money
Boy, would I give Venmo zero stars if I could. Let me start by saying, Is Venmo convenient? Yes But are they only out for themselves, YES. and are there plenty of other apps that can do the same thing?, YES.
I recently sent a friend money on Venmo. Unfortunately, I sent this money to the wrong person. I have no way of contacting this person or getting in touch with them to send back the money. I thought the process would be quite easy to receive my money back once I reached out to Venmo, but boy was I wrong. I tried contacting Venmo through chat multiple times and each time they told me they wouldn’t be able to help me. I was certainly not going to give up that money just because they “couldn’t do anything for me”. I reached out to my bank and they were able to get me my money back after a couple of days. I was very happy until I received a message from Venmo stating that my bank was not authorizing the payment and that Venmo was going to “have my back” and loan me the money, this had essentially put me in debt with Venmo. Now, any money that I receive will go straight to them. This is absurd! I reached out to Venmo once again to explain to them the situation and they again told me that they could not do anything for me. Venmo is only out to make money off of their users. They will absolutely not have any sympathy or help you if there is any kind of mix up. STAY AWAY!
Forgot my bank account on purpose...?
I really like this app. It makes transferring money from your friends or family easy and free if you have the three days to wait. I liked the option that was only $.25 to directly put it on your debit card but now it’s a certain percentage of the transaction which can get pretty costly. Also I tried to send money recently and they “forgot” my bank account. So when I went to re-sign up of course they gave me two options. The first one was the fastest and I could’ve been approved that day but I would have to give them access to my bank account which said they can see exactly how much money I have in there whenever they want to make sure it “covers” the transaction! I didn’t like that idea so I chose option two which took three days but I just had to type in my account and routing number so they just take money out. I didn't want them to have access into my account to see how much $ I had. I just think that’s non of there business. Fortunately I could wait for three days to send the money but I’m sure a lot of people who sign up that day to send money quickly, don’t read the full contract and realize what they’re giving them permission to do. Read what you sign people !
With Family Sharing set up, up to six family members can use this app.
Get things done within this app using just your voice.