Vera AI: Money, Made Easy

Budgeting & Spending Coach

Free · Designed for iPad

100% free forever, no subscription, no ads. As seen in Forbes and Inc. Ask Vera anything about your money and get a calm clear answer instantly. Connect your bank in 60s. As seen in Forbes, Inc., and Yahoo Finance. Vera is the free AI money coach and personal finance app that turns your real spending data into calm, clear guidance. You will always know what is safe to spend, where your money goes, and how to build real financial stability. Unlike other budget apps, Vera is 100% free for all features. No subscription. No ads. No catch. We never sell or monetize your data. Ever. WHAT VERA DOES FOR YOU SAFE SPENDING: Know Exactly What You Can Afford Ask Vera before you buy. Get a clear yes, no, or spend this much answer, plus a reason why. Stop guessing. Start spending with confidence. BUDGET TRACKER: See Every Dollar, Effortlessly Connect your bank through Plaid and get real time spending breakdowns, budget categories, and trends, all in one personal finance dashboard. No spreadsheets. No manual entry. SAVINGS GOALS: Build Real Financial Security Set a savings goal and let Vera break it into doable steps, track your progress, and keep you motivated, whether you are saving for an emergency fund, a vacation, or paying off debt. BILL REMINDERS: Never Miss a Payment Again Vera tracks upcoming bills and sends smart reminders to help you avoid overdraft fees and late payments, before they happen. AI MONEY COACH: 24/7 Judgment Free Financial Support Money stress is real. Vera is a calm, supportive place to talk through financial worries and get clear next steps, any time, no judgment. Ask anything. Get real answers. PRIVATE BY DESIGN Your data is always encrypted. You control which accounts you connect, and you can disconnect or delete your data anytime. No ads. No data selling. No nonsense. Powered by Plaid, trusted by millions. LOOKING FOR A MINT ALTERNATIVE? If you are coming from Mint, Rocket Money, or another budget app and want something smarter and truly free, Vera is built for you. No subscription required, ever. Vera is not affiliated with YNAB, Mint, Cleo, Rocket Money, PocketGuard, Monarch, or Credit Karma. Download Vera free today and take control of your money with zero stress. Vera provides information and financial organization tools and is not a substitute for professional financial advice.

  • 5.0
    out of 5
    10 Ratings

Vera just got better and she is still 100% free. What is new in this update: * Voice Mode: Talk to Vera naturally using Voice Mode * New Onboarding: Vera will personalize your guidance based on where you are in your financial journey. Same Vera. Sharper, faster, more useful.

The developer, Verde Money, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
    • Diagnostics
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • Identifiers
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

  • Seller
    • Verde Money Inc
  • Size
    • 157 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPad
      Requires iPadOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
  • Languages
    • English
  • Age Rating
    13+
  • Copyright
    • © Verde Inc.