iPhone Screenshots


Your all-in-one app to control your finances 24/7 and manage your lifestyle.

It's banking, just a lot more convenient.

With V from VFD MFB, you don’t have any need to visit a bank branch as you can open a new account, fund the account, set your budgets, and perform transactions at your convenience with one app.

Key Features:

Open an instant account without any paperwork
Log in with your fingerprint and authorize transactions using your PIN
Check account balance, perform transfers to any bank and pay bills without the need to first login into the app
Set up a Target Savings or Fixed Deposit account from the app
Set up and track your spend budgets
Get your referral code, start your own bank and earn while you bank

Open an account with V to join the digital banking revolution and enjoy a stress-free banking experience!

What’s New

Version 3.0.6

1. Intuitive and Easy to Use Interface
2. KYC Process Optimisation
3. Bug Fixes and More

Ratings and Reviews

4.2 out of 5
131 Ratings

131 Ratings

Adatugo Oyebanji ,

VFD MFB Digital Bank App

The VFD Bank App is a welcome improvement to hassle free account set up using BVN validation and any government/national ID as verification. Using it, account opening is seamless and takes you less than 5 minutes. Imagine marrying the functionality of a Bank with the look and feel of a big tech company.... that is just what the VFD App does. It indeed keeps its promise of creating a better payment experience for customers with its Bill payment, Mobile Top Up feature, cashless withdrawal , Transfers etc. I believe it’s unique selling point is the Performance Management Tool built into the app in form of Target Savings and Fixed Deposit account which helps customer set budgeting targets and save money. It solves part of the pain points customers face when banking with its competitors which is convenience and ease.
There is however, room for improvement in terms of the user journey through the app: such as, navigating the search functionality not to only view transactions but other features in the app, also masking the balance of a user for privacy and justifying the need of a sign in feature every time a user logs in - given the fact that a secure pin is required to validate any transaction to be carried out by a user.
Improvement in the App Design (UI/UX) and Engagement (Lifestyle Products) will ensure the sustainability of the App. Shout out to the team that brought this together, you have exposed the beauty in Banking as a service.

blkltrll ,


Great virtual banking app. Easy to open and easy to make transactions. Maybe there should be an update for the app soon so it doesn’t send server error warnings. But a great app

Developer Response ,

Hello, Thank you for the positive review. We reiterate our commitment to ensuring that you get a seamless experience while banking with V. Thank you for banking with V

Emeka Ukaegbu ,

Awesome App

The app is very easy to use, wonderful interface. I tried the cashless withdrawer and the transaction went smoothly without issues.

App Privacy

The developer, Savi.ng, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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