VIAC 4+

VIAC – Pension planning for everyone!

Open your Pillar 3a or vested benefits account with VIAC in just 5 minutes, 100% digitally. Saving taxes & retirement planning is that easy with VIAC!


Cost-effective
VIAC sets the benchmark for pillar 3a with average fees of only 0.33%! With the Account Plus you can even invest for free!


From CHF 1
Invest as much as you want and when you want - without minimum deposit, minimum fee or minimum term. You can still decide after opening if you want to deposit or not.


Highest flexibility
From interest-bearing accounts to 100% equities, broadly diversified with index funds and ETFs. You can adjust your investment strategy as needed or create your own individual strategy - at no extra cost.


Vested benefits
Manage your vested benefits assets cost-effectively and 100% digitally with VIAC.

VIAC Life
Thanks to VIAC Life Basic, you receive up to 25% in addition to your pension savings in the event of disability or death. If you want, you can add cost-effective additional disability or death coverage right in the app.

VIAC Mortgage
Exclusive & fair: As a VIAC customer, you get access to the attractive VIAC mortgage with top interest rates.