Bank Vostok is now VST bank
We remain the same bank you know and trust — just with a new name that better reflects who we are and how we work.
VST bank — giving you time for what matters most.
A modern mobile bank for your daily finances, individual entrepreneurs, cashback cards, and easy transfers.
Open a card or entrepreneur account in just 5 minutes via the Diia app or by uploading photos of your documents. Pay bills, manage accounts, open deposits, set a credit limit, buy currency, and send transfers across Ukraine or abroad — all in one convenient VST bank app.
• Everything at your fingertips — no queues or wasted time.
• Secure online transactions 24/7.
• Up to 20% cashback and convenient cards for the whole family.
Bank cards with cashback and great terms
Get up to 20% cashback for your purchases and enjoy full mobile banking benefits:
• Family Card: transactions in UAH, USD, EUR. Free incoming transfers.
• Payment Card: free cash withdrawals at ATMs and VST bank branches.
• Seafarer Card: top up in foreign currency with a 0.5% fee, free cash withdrawal in Ukraine.
• Dream Card (ages 14–18): can be opened independently, free service.
• Social & Pension Cards: available in a virtual format.
Order your card right in the app — start saving from day one!
Foreign currency cards
• Open accounts in USD or EUR and track exchange rates.
• Buy currency at favorable rates.
• Send transfers to foreign bank cards with only a 1% fee.
App for individual entrepreneurs
Open an entrepreneur account online in just a few minutes — no visit to a branch:
• Card available immediately — for payments and Apple Pay.
• Replenish via VST bank, EasyPay kiosks, or Silpo checkouts.
• Withdraw funds in Ukraine and abroad.
• Transparent tariffs, simple mobile control.
Manage your business finances right from your smartphone — anytime, anywhere.
Installment plan
Get up to UAH 100,000 to your card:
• Minimum — UAH 500.
• Term — 3 to 12 months.
• Fee:
– 3–6 months — 2% from the first month.
– 7–12 months — 2.5% from the first month.
• Monthly payments charged automatically one month after issue.
• Pay with credit funds — no extra fees.
Compulsory car insurance
Take out your compulsory automobile insurance policy directly in the VST bank app:
• Low cost with high coverage.
• Choose indemnity limit increase — up to UAH 4 million.
• Term — up to 12 months.
• Deductible — UAH 0.
• Cashback up to 15% when paying with a Cashback Card.
• Valid throughout Ukraine.
Fast and easy transfers & payments
• Card-to-card transfers to all Ukrainian banks.
• Global transfers via Western Union, MoneyGram, RIA, Welsend, Intel Express, SWIFT, PrivatMoney.
• Pay for utilities, taxes, fines, insurance, or traffic penalties.
Send money in one tap — even international transfers.
Online deposits
Open deposits in a few clicks:
• Simple: fixed term, no replenishment.
• Simple with Replenishment: top up anytime.
• Special: unlimited top-ups in the first month.
• Collateral: secured deposit with stable terms.
Foreign currency deposits:
• Available in USD or EUR for 3 or 6 months.
• Earn 1% per annum.
• Minimum: USD 200 / EUR 100.
• Withdraw funds in the deposit currency with no fee.
Save and grow your money with guaranteed safety.
Credit limit
Access up to UAH 100,000 on your card:
• Grace period — up to 62 days.
• Interest rate — 0.00001% during grace period, then 3% per month.
Get your credit online — no certificates, no queues.
Private banking & premium cards
For clients who value comfort and privileges:
• Voyage Accounts: Mastercard World Elite or Visa Signature.
• Luxury Accounts: Visa Infinite or Mastercard World Elite.
• VIP service, travel offers, discounts, concierge, and personal manager.
Enjoy service without limits — premium banking for your lifestyle.
24/7 Support & Full Transparency
• Chat or call us anytime.
• View all rates and services at vstbank.ua
JSC “VST bank” — NBU license No. 204, dated 16.09.2025
Банк в Черноморске, не выдает нужную сумму новыми купюрами !
Developer Response
Вас вітає служба підтримки! Дякуємо за ваш відгук. Хочемо детальніше розібратися у ситуації. Будь ласка, зверніться до нас у Telegram: https://vstbank.ua/_help_telegram, Viber: https://vstbank.ua/_help_viber або за телефоном: 0 800 30 70 10 (дзвінки безкоштовні по Україні)😊
Подтверждение номера
Лампардд
До этого приложения для подтверждения номера могли приходить сообщения в Viber, теперь только в СМС. Для меня как это был важный критерий при открытии счета.
Developer Response
Доброго дня! Нам дуже шкода, що Ви зіткнулись з такими складнощами. Рекомендуємо Вам заходити до онлайн-банкінгу за посиланням: https://my.bankvostok.com.ua/. Вірогідно, що OTP-код прийде саме у Viber більша. Дякуємо за розуміння
Преміальна картка: підвищіть рівень до Mastercard World Elite або Visa Signature й отримайте доступ до лаунж-зон, знижки та ексклюзивні сервіси.
Виведення кешбеку: накопичуйте від 100 грн і виводьте кошти на картку через розділ “Кешбек”.
Еквайринг для ФОП: підключайте приймання оплат у застосунку — усе онлайн.
Онлайн-випуск ключів: оформлюйте доступ до веб-банку дистанційно, швидко й без відділення.
Version 3.6.0
The developer, VST BANK JSCo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contacts
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More