Wagmo 4+

Pet Insurance & Wellness


Designed for iPad

    • 4.6 • 35 Ratings
    • Free



Make pet parenting easier on yourself. Choose Insurance, Wellness or both.

Meet your new partner in pet parenting, from everyday wellness to emergency care. Wagmo can help you save on planned and unplanned expenses, fetch you perks on pet care products, and offer unparalleled support for every pet through wellness plans, VETalk telehealth chat, virtual training sessions and more.

• Get reimbursed for routine expenses, from wellness visits to vaccines, grooming and dental care
• Visit ANY licensed vet or service provider, anywhere nationwide
• No exclusions based on age or breed - there’s a plan for every pet
• No waiting period or approval delays - sign up and use it for same-day care

Wellness members use the app to:

• Upload claims in seconds and get cashback in your account within 24 hours
• Take advantage of perks on food, treats and more
• Ask vet experts pet-care questions any time of the day or night via virtual VETalk chat

• Get reimbursed for emergency expenses, including unexpected illnesses and injuries
• Get care from ANY licensed vet, including specialists - we cover in-home, in-office and virtual care
• Select 90% or 100% coinsurance, for unparalleled peace of mind
• Save up to 10% when you add multiple pets
• Avoid tough decisions, knowing your pet family is covered

Insurance members use the app to:
• Upload claims in seconds, track them anytime
• Submit medical records


Here’s an example! Bo is a boxer whose pet parents have signed up for a Wagmo Wellness and a Wagmo Insurance plan. He goes in for his wellness visit where his vet does some routine bloodwork, updates his vaccines, and prescribes flea & tick medication. His pet parents take pictures of all those receipts, upload them using the Wagmo app, and have cash back in their bank account the very next day. The next month, Bo is at the park and he twists his knee and tears a muscle playing with another dog. Thankfully, he’s ok, but after x-rays, surgery and stitches, his parents get a bill for $2,500. That’s where their Wagmo Insurance kicks in. They upload receipts using the app, and since they’ve opted for 100% coinsurance, they only pay their deductible and get the rest deposited back into their account.

With Wagmo, you choose whether to get Wellness, Insurance or both, and the app makes reimbursements easy!


What’s New

Version 1.4.0

As always, we're making sure our app is fetching everything it should be. We're always trying to add a few treats along the way too. Mostly performance and stability related this time around. Thanks for being part of the Wagmo pack!

Ratings and Reviews

4.6 out of 5
35 Ratings

35 Ratings

Db2013 ,

East, fast, and cost savings!

This app is so easy to use, just take a picture, fill out quick info, and submit. I just have the deluxe wellness plan. Most of my claims were reimbursed the same day. One claim was initially denied but after I reached out, they responded quickly and said they would reach out to the vet to confirm. The claim was reimbursed within a very reasonable timeframe despite the minor delay. The regular monthly costs also prevent large spending all at once and also end up costing less than it would to separately pay for all of the items that would be covered under the plan.

krminikr ,

So fast and so easy - get wellness!

So I got the wellness plan a little bit ago and just submitted my first claim today. I submitted a claim through the app and it was as easy as taking screenshots of my email and attaching them and hitting the submit button. Like COULD NOT BE EASIER!!
Claim submitted at 5:44pm PST and I got the money in my Venmo account at 6:10pm PST! That is less than 30 minutes. I’m not even home from the vet yet. What is this magic???
I’m in love. Everyone get this. There is serious magic happening here.

Developer Response ,

Thank you so much for your 5 star review, krminikr!

Kelsey1029 ,

Think Hard Before Using This Insurance

Is it easy to submit a claim? Yes. Is it a fast turn around time after submitting a claim? For the most part.
But that’s where the perks of this company end. The first annoying thing is that there is no phone number to contact them, you just have to rely on email and their chat service.
However that is not the most infuriating part of this company. The most ludicrous thing is that my policy was canceled after a year because…..I actually filed claims with them and they had to “pay me to much money”.
That is correct, I was canceled because I used the insurance I paid for. I spoke with the VP and he said their was absolutely nothing that can be done, but if I wanted to in the future I could sign up any other pets I may get with their company.
I work in the veterinary industry and will 100% never recommend them to any other clients, nor will I ever use them again. They have comprised the care of my pets that I had insured with them, as they are now no longer insurable with any other company due to pre existing conditions now.
This company is a joke and one of the ones that gives insurance a bad name and reputation.

App Privacy

The developer, Wagmo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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