Wagmo 4+

Pet Insurance & Wellness


Designed for iPad

    • 4.6 • 32 Ratings
    • Free



Make pet parenting easier on yourself. Choose Insurance, Wellness or both.

Wagmo is a new breed of pet insurance - no paperwork, claim payments in days (not weeks), and coverage you’ll actually use.

With a first-of-its-kind Wellness plan for the routine care, you’re already doing, or Insurance to protect for the unexpected, Wagmo makes it easy to get your furry friend the care they need, with plenty of perks and support along the way.

Easily submit claims by taking a picture with your phone and uploading via the app
View claim status and check documents directly
View remaining plan coverage

Choose What You Need: Wagmo is the only provider to unbundle Wellness from Insurance so you can access the right care, from day-one without having to compromise.
Flexibility: We’re here to make pet parents' lives easier. That’s why we don’t tie Wagmo members to any particular vet or groomer chain. Members can go wherever they’d like - yay to supporting local businesses!
Super-fast Reimbursements: Wagmo is the only provider committed to getting you reimbursed within 24 hours for Wellness & 72 hours for Insurance. Say bye-bye to waiting by the mailbox for your reimbursement check to arrive 6 weeks late...
Tech-first: Uploading claims and getting reimbursed isn’t a painful process. Take a picture of the claim on your phone and get reimbursed directly via Venmo, PayPal, bank transfer or direct-to-debit!
100% Co-insurance: Most other policies will only cover 80-90% of your pet’s insurance bill, meaning you’d have to fork out 20% of the bill. At Wagmo, we’re the only provider to have 100% co-insurance on all our policies so you can have total peace of mind going into the vet.

Dedicated Pet Parent Concierge: We are 100% focused on pets - it's our expertise through and through. Every single person on our customer support is an experienced pet parent, equipped to help not only with product questions but also all the joys and concerns that go along with pet parenting.
The More Pets, The Merrier: Save 5% on Insurance when you add another pet!

Get your quote here: https://wagmo.io/start/2



What’s New

Version 1.1.1

As always, we're making sure our app is fetching everything it should be. We're always trying to add a few treats along the way too. Mostly performance and stability related this time around. Thanks for being part of the Wagmo pack!

Ratings and Reviews

4.6 out of 5
32 Ratings

32 Ratings

Db2013 ,

East, fast, and cost savings!

This app is so easy to use, just take a picture, fill out quick info, and submit. I just have the deluxe wellness plan. Most of my claims were reimbursed the same day. One claim was initially denied but after I reached out, they responded quickly and said they would reach out to the vet to confirm. The claim was reimbursed within a very reasonable timeframe despite the minor delay. The regular monthly costs also prevent large spending all at once and also end up costing less than it would to separately pay for all of the items that would be covered under the plan.

krminikr ,

So fast and so easy - get wellness!

So I got the wellness plan a little bit ago and just submitted my first claim today. I submitted a claim through the app and it was as easy as taking screenshots of my email and attaching them and hitting the submit button. Like COULD NOT BE EASIER!!
Claim submitted at 5:44pm PST and I got the money in my Venmo account at 6:10pm PST! That is less than 30 minutes. I’m not even home from the vet yet. What is this magic???
I’m in love. Everyone get this. There is serious magic happening here.

Developer Response ,

Thank you so much for your 5 star review, krminikr!

Kelsey1029 ,

Think Hard Before Using This Insurance

Is it easy to submit a claim? Yes. Is it a fast turn around time after submitting a claim? For the most part.
But that’s where the perks of this company end. The first annoying thing is that there is no phone number to contact them, you just have to rely on email and their chat service.
However that is not the most infuriating part of this company. The most ludicrous thing is that my policy was canceled after a year because…..I actually filed claims with them and they had to “pay me to much money”.
That is correct, I was canceled because I used the insurance I paid for. I spoke with the VP and he said their was absolutely nothing that can be done, but if I wanted to in the future I could sign up any other pets I may get with their company.
I work in the veterinary industry and will 100% never recommend them to any other clients, nor will I ever use them again. They have comprised the care of my pets that I had insured with them, as they are now no longer insurable with any other company due to pre existing conditions now.
This company is a joke and one of the ones that gives insurance a bad name and reputation.

App Privacy

The developer, Wagmo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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