Waly: Maximize Card Rewards 4+

Your Personal Rewards Advisor


Designed for iPhone

    • 4.4 • 22 Ratings
    • Free

iPhone Screenshots


Earn free money and rewards from your credit cards every day in every spend!


You work hard. Life is stressful. Credit cards piling up. Obligations. Mess. Money worries. So why not get a chunk of pure satisfaction from credit card cashback and rewards? Over time, you can save money and get a solid amount of cashback or rewards to buy that item you longed for in the last couple of months or spend on a deserving vacation.

Sounds good, right? But cashback rewards are confusing and constantly changing. Enters Waly, your Cashback & Rewards Genie that will speed up and maximizes your savings.

With Waly’s AI, you will get the highest cashback or best rewards on almost all your spending. Completely free. It’s like having a paid assistant that maximizes your savings on the go every day, every place, every spend!

In these busy and trying times, the last thing we want is to give you the hassle. That’s why we designed a super-simple UI that comes with three easy steps:

1. Select the credit cards you own during onboarding; Waly doesn't need your credit card details to be your intelligent assistant.
2. Enable location services; Waly automatically identifies the place and the right credit card to use while you spend.
3. Follow Waly’s recommendation notifications when you pay to earn more cashback or save more with rewards. It’s that simple. Cha-ching!

Open Waly, let it work in the background, and get automated money advice notifications. Whether you shop at stores or online, buy groceries, dine at restaurants, fill up gas, book travel, buy tickets, pay bills, or spend on everyday purchases. You can earn $750/yr or more Without spending extra!

As you may know, card programs are constantly changing and confusing between cards, networks, merchant categories, etc. Waly does the work for you using advanced AI to get the latest offers, cashback reward updates, and more!

Why not collect extra Cashback, Rewards, Points, or Miles in our day-to-day purchases without spending extra money for FREE? Not Maximizing your card rewards is just as wasteful. With Waly on your side on online and retail spending, your card statements will testify how many free rewards you earn. You deserve those cashback, rewards, and the satisfaction of spending them!

Our cashback rewards AI includes Millions of Retail Places, 5000+ websites across 600+ reward categories with 500+ credit cards from major banks (such as American Express, Chase, Discover, Bank of America, Citi, CapitalOne, USAA, US Bank, Amex, PNC, Wellsfargo, Navy Federal, HSBC, Barclays, FifthThird, Synchrony and many more). With the AI-powered Waly, you will know exactly which card to use as our innovative pay assistant combines card benefits, rewards, offers & redemption value to give the best financial advice.

Now it’s time to have a one-stop place for all your card rewards, offers, and benefits, especially because Waly provides personalized recommendations on credit cards to sign up based on your spending to earn more and better rewards.

► Download Waly – Your Credit Card Cashback & Rewards Genie for FREE.



● Waly is also available for Safari in the Mac App Store.
● We take privacy seriously; you can review our policy at www.waly.io/privacy
● Please note that Waly takes up to 7 days for better notifications after installation. You can always try our search as an alternate
● You can earn and save when shopping on the mobile web by enabling Safari advice following the three steps mentioned above.
● Follow our community for new features, rewards program updates, utilizing card benefits, more tips & ideas on maximizing rewards, etc.,

Website: https://www.waly.io/
Facebook: https://www.facebook.com/getwaly
Twitter: https://twitter.com/WalyIo
Instagram: https://www.instagram.com/waly.io
Reddit: r/waly

What’s New

Version 1.5.1

Bug fixes & Automated safari extension experience!

Ratings and Reviews

4.4 out of 5
22 Ratings

22 Ratings

Pizzle.H.D. ,

Helps me maximize my savings

I use it to decide which card to sue where, one card gets 5% at gas stations, another 3% at restaurants, etc. I maximize my returns for each card just by being aware of which card to sue where! Spending money anyway, might as well get something more for it!!

Myles Heff ,

Extremely buggy login system

I tried about ten times to make an account. The system kept spinning me in circles, back to starting over after I’d already tried confirming my email. I finally got it to work and got an account, but when I went to login, it completely forgot who I was and had me make a new account AGAIN. It also didn’t seem to sync between my phone and computer.

Update: I appreciate the developers responding. But the issue is not what you claim. I tried multiple times with different emails because they all created the same issue. I tried with multiple browsers as well. Still sends me back to the beginning when I try to confirm my email… in an infinite dance ♾️

Developer Response ,

Hi Myles, Sorry to hear that you had trouble logging in. If you use the same email ID to log in, your account will be in sync. We see you logged in using different email IDs, which is why you experienced the difference between your phone and computer.

NicoChau ,

Finally, the card information we were all waiting for.

All the cash back information finally available in a transparent way to get best use of your cards.

App Privacy

The developer, WALY LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like

Uthrive: Cashback & Rewards
Evolve: Deals & Cash Back App
Human App: Human Dollar Wallet
Card Curator: Travel Sooner
Reward Check: Credit Card Help