Welcome to a fairer, more human face of finance.
Worthy helps you save and grow your money — and do it in a way that better aligns with your values and lifestyle.
Proceeds from your purchase of Worthy's 5% fixed interest bonds are used to help fuel American small businesses. Imagine that — putting your money to work by supporting your fellow humans.
Here's what you can expect:
- securely connect your bank account via our Instant Account Verification process or using microdeposit verification;
- purchase as many bonds as you'd like, at any time (current limit of 10,000 per user);
- set up recurring investments to put your investment on autopilot;
- activate automatic round-ups and watch your savings grow effortlessly, as you keep your spending habits;
- withdraw your funds when you need them, without penalty.
Get started on your way to higher returns!
Worthy is not a bank and investments in Worthy Bonds are not bank deposits. They are not insured by the FDIC. Investing in Worthy Bonds involves risk of loss. You should always carefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks.
A few more bugs that were crawling around our app have been squashed. Thank you for keeping your app fresh!
Ratings and Reviews
Amazing opportunity for a guaranteed 5%
I tried this with a small amount of money to see how it works. 5% interest is paid out on a weekly basis and there is the option to use your interest to buy additional $10 bonds so interest compounds. This beats any CD out there right now and offers less risk than the stock market.
My only criticism is that the app itself needs needs to be developed further. I get the sense that they were going for simplicity but there needs to be more detail added so it’s easier to track and follow interest payments.
I like be this investment idea!
Bought my first 3 bonds, took roughly 4 days with transfer to actual purchase which is good for me. Got my free bond right away which was nice that I didn’t have to wait . As others have pointed out, I would like to see an independent app develop for the future. Right now you click and it opens a portal to a website. All in all a great experience and I look forward to stacking bonds with these guys.
Worthy Bonds are a great way to diversify outside of Wall Street for non accredited investors. Additionally, the bonds are liquid and can be cashed in at any point which is difficult to find with private market lending. The CEO Sally Outlaw took a significant amount of time to answer my due diligence questions which I appreciate. Five Stars!
With Family Sharing set up, up to six family members can use this app.