Welcome to a fairer, more human face of finance.
Worthy helps you save and grow your money — and do it in a way that better aligns with your values and lifestyle.
Proceeds from your purchase of Worthy's 5% fixed interest bonds are used to help fuel American small businesses. Imagine that — putting your money to work by supporting your fellow humans.
Here's what you can expect:
- securely connect your bank account via our Instant Account Verification process or using microdeposit verification;
- purchase as many bonds as you'd like, at any time (current limit of 10,000 per user);
- set up recurring investments to put your investment on autopilot;
- activate automatic round-ups and watch your savings grow effortlessly, as you keep your spending habits;
- withdraw your funds when you need them, without penalty.
Get started on your way to higher returns!
Worthy is not a bank and investments in Worthy Bonds are not bank deposits. They are not insured by the FDIC. Investing in Worthy Bonds involves risk of loss. You should always carefully consider investments in any security and you should be comfortable with your understanding of the investment and its risks.
In this update we fixed a bug that would display the wrong values for recurring purchases during migration to a new fund.
Some minor improvements have also been included in this release.
Ratings and ReviewsSee All
Great Way to Save
I like the principle behind these bonds and it is an easy way to invest and receive a good return. My four rating has mostly to do with app performance.
There are a few things with which I have issues. For me, using an iPad/iPhone, the app will show blank when I open it so I end up deleting the app and reinstalling it. It appears to work the first time after reinstalling but then is blank again when I try to open it a few days later. I usually then go out to the website where everything seems to work OK.
I would like to be able to identify when a transaction is a round-up, recurring, or interest related. Used to be able to identify this by looking at the transactions but that seems to have been changed unless I’m missing something.
I would like to be able to sign into the app with a pin or Face ID.
I would also like to be able to have more than one monitoring source.
My contact with this group when asking questions has been great. They are helpful and friendly. I like that I am notified when a transaction has been started.
App is clearly just moblie site
And because it’s just the mobile site in an app wrapper it’s got TONS of breaking bugs. I can’t reach the support page at all (scrolling on it turns into a blank page), it constantly and rather inconsistently logs me out, and it’s hard to tell what’s interact-able and what isn’t (especially since some of the text ends up being huge and the screen has to be scrolled to view everything) It seriously feels more like a mobile site than an app, even if this was the design for the app.
EDIT: Even worse; it’s just the website. I decided to try to go to their website from my desktop today to just see how it looks, just as badly formatted mobile site looking as the app. Not professional in the least, which isn’t good for a financial app. There’s nowhere on the site to contact support (you have to go back to their main page for that)
I’m going to wait for the one transfer I made to finish and then I’m shutting this account. If you’re running a financial site, do it professionally, please.
Amazing opportunity for a guaranteed 5%
I tried this with a small amount of money to see how it works. 5% interest is paid out on a weekly basis and there is the option to use your interest to buy additional $10 bonds so interest compounds. This beats any CD out there right now and offers less risk than the stock market.
My only criticism is that the app itself needs needs to be developed further. I get the sense that they were going for simplicity but there needs to be more detail added so it’s easier to track and follow interest payments.
With Family Sharing set up, up to six family members can use this app.