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Xend Finance: Simple way to save, invest and earn highest annual returns in stable currency.

Now send, receive, withdraw digital currency anytime, anywhere with Xend Finance Layer-2 Mobile App, the first BlockchainCrypto Bank of Africa.

Just Sign-up using your email and password, that's it.

With this App, you can also Buy Digital Currency through your local currency, the only Digital Currency Bank you will ever need for all your saving needs - fixed savings or flexible.

Xend Finance App offers Individual, Cooperative, or ESUS savings plans with upto 70% APY (Annual Percentage Yield)

What makes Xend Finance better from existing mobile apps and products?

- It is a Custom saving DeFi Wallet on Layer-2 Protocol
- No KYC required
- Save on the Go in Stable Currency
- Earn Highest Yield on your Digital/Crypto Assets
- Flexible & Fixed Savings Plan, custom to your needs
- Earn $Xend as rewards
- Save in $BUSD, $XEND and more assets coming soon
- Low Gas Fees
- Refer and Earn unlimited, when your friends make deposits
- Referral Rewards 2$ per referral
- Deposit Your Digital Assets
- Withdraw anytime to any DeFi Wallet or Crypto Exchange or App
- Lock your funds for more returns or use Flexi savings to withdraw anytime
- Secure Funds
- Audited with Industry Standards
- Add Bank Account or use Chipper Cash to add funds in local currency
- Decentralized insurance to protect assets and investments.

Hedge against devaluation and inflation to make your future self proud of your present. With Xend Finance, DeFi will be easy!

Looking for support, we are available on the following socials:

Follow us on Telegram — https://t.me/xendFinance
Follow us on Discord — https://discord.gg/k5fnyG5h2P
Follow us on Reddit — https://www.reddit.com/r/XendFinance/
Follow us on Medium — https://medium.com/xendfinance
Follow us on Telegram Ann — https://t.me/XendAnnouncements

You can also contact us at hello@xend.finance

About Xend Finance

Xend Finance is a global DeFi platform for credit unions, cooperatives, and individuals, with an open Layer-2 infrastructure for developers. Members can earn multiple levels of interest on their savings by seamlessly exchanging their crypto or fiat currency to stable cryptocurrencies and staking on lending platforms. Xend Finance recently released their Cross-Chain High Yield Aggregator, the first product in the industry that automatically scans and ensures the highest yields across multiple chains. Currently, the product is available for BSC and Polygon.

The international team is made up of professionals with backgrounds in mathematics, finance, cryptography, and blockchain development, working for KPMG, Chevron, Huobi, and Stanbic Bank. Xend Finance is backed by Binance, Google Launchpad, NGC Ventures, Hashkey, and AU21 Capital, amongst others, and is headquartered in Enugu, Nigeria.

What’s New

Version 1.0.9

- App bug fixes
- Performance improvement for faster Transactions
- Reduced Gas fees for transactions

Ratings and Reviews

4.9 out of 5
23 Ratings

23 Ratings

Kleubay ,

I have 20% of my portfolio with Xend Finance

It’s great that Xend Finance is backed by Google and Binance, because it adds a level of trust that other apps don’t have. I am using the app for about 20% of my portfolio and will increase it if all goes well

bdoud86 ,

Great Concept

DeFi is the future, and Xend seems to have it figured out. I’m super excited for the level of financial sovereignty this app will give to the masses.

Biodynfresh ,


What a lovely App!
This App is great and amazing, 100% user friendly
All transactions in a second, Try it out and explore all the amazing features you’ll surely fall in love with Xend Finance

App Privacy

The developer, XEND TECH LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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