XUMM - XRP Wallet 4+

I’ve used XUMM since before the recent XRPL token explosion, which caused even the mighty XRP ledger to falter under the weight of transactions and prompted XRPL Labs and XUMM founders to create a way for users to add value and capacity to the ledger by hosting nodes. In my mind, XUMM is by far the best way to interact with the XRPL and best place to store your XRP and XRPL tokens, outside of cold storage. The app is clean and chic and intuitive. The account worth feature is a godsend and more xdApps are showing up every day. The interaction with the built-in dex is way smoother than doing it yourself, is very user friendly, and requires no coding experience. XUMM’s plans for the future are also innovative and trendsetting—the idea of a one stop shop for the XRPL is amazing. This will include bank-like accounts and payments, a fiat on-ramp, and more. To conclude, my experience with XUMM has been excellent. It’s not XUMMs fault that the fees went up (marginally and still WAYY lower than most chains) during the XRPL token explosion on trustlines. It’s not XUMMs fault that you had to wait for transaction confirmation or that you didn’t receive your coins (probably the central exchanges fault). Bottom line: if you hold XRP, you should use XUMM.

I have followed WieseWind and the team for many years. They are outstanding innovators, and relentless in their passion for making a difference with their users experience. The app itself is great… zero issues.

I have seen negative ratings for the app based on issues on the XRPL causing increase in fees (still well under 1 cent per transaction). This has nothing to do with the XUMM team/app… XRPL is a PUBLIC ledger! They don’t own or control it. Recently, there had been congestion on the ledger related to the trustlines functionality due to the massive adoption of the XRPL by new tokens doing airdrops. The XUMM team has been a key contributor in the XRPL dev community to help find ways to improve the functionality of the public ledger for all.

I’m not the brightest crayon in the box when it comes to tech. If I can learn this app, I feel as though anyone can. It’s taught me a lot about placing orders on the dex, what an airdrop is, and the apps are nice too. Tipbot for Twitter is amazing as well. I recommend anyone who holds XRP to use this app. These developers work around the clock to make sure this runs as smoothly as possible and are quick to address any personal issues with their users. There is a 10XRP reserve to open the wallet, and only 2XRP reserve to open a trust line. You get your XRP back after closing each trust line, so it’s never lost. Hope this helps if you’re reading this! I <3 the XRPL!