Y-12 Federal Credit Union’s mobile app makes it easier than ever to manage your accounts from anywhere!

The mobile app is safe and secure when you access your account on your mobile device, providing you with quick access to check balances, view transaction history, transfer funds, and pay loans on the go! You can apply for a loan, pay a bill, or make a deposit by snapping a photo of your check and submitting it electronically*. You can even log in with your fingerprint with capable devices! Y-12 FCU’s app can also help locate our branches and no fee ATMs in our network. It can also locate branches within the shared branching network nationwide.

*For qualified members/accounts. Some restrictions may apply.

What’s New

Version 5.10.417133

We have added mobile Skip-A-Pay, Snap! Video mobile deposit upgrades, as well as several bug fixes and application enhancements. We also upgraded our free ATM location feature.

Ratings and Reviews

3.6 out of 5
15 Ratings

15 Ratings

pianoman2014101 ,

Best Upgrade Ever

With their new upgrade, Y-12 Federal Credit Union has successfully built an app for the modern day banker.

Login with Bio-metrics!

Mobile Deposit is back and better than before!

Card control for credit and debit cards!

They have also made it easier to transfer money between accounts, make loan/mortgage payments and set up bill pay.

With a user friendly interface, that have integrated several tools to help manger you money. Such as My$Manager, Apple Pay and CURewards.

This app is the best and Y-12 has successfully become a technology integrated credit union to who I look forward to banking with for many years to come.

Econway ,

Finally a great app!

I originally had this app a year or so ago, and it never worked. It was always crashing. Then, when it would work, it would never allow me to log in. So I deleted it. Well, a month ago I heard a commercial on the radio for the app and they mentioned mobile deposit, so I thought why not, right? Turns out it's wonderful now! New interface, it lets me log in without problems, and I love the mobile deposit function! Word of advice: when you deposit a check before 10 am, it will show up after 10 am. If you deposit one after 10 am, it will show up after 3 pm. That's just how it works. The only problem I have with this app is that I really wish it had alerts to let you know if there are any changes made to your account (ex: when it gets below a certain amount or if there's suspicious activity). That would definitely be helpful. Other than that, this is a great app!

andyruppe1240 ,

This is junk!!!

Firstly, I've been waiting for an update since I heard that there was going to be an option for mobile deposits. Was it necessary to make a new app instead of an update to the old one? I had no idea that it had been released. The old one is waaaaaaaay better than whatever you call this thing. I'll still be using the old one. Secondly, did you hire 5 year olds to develop this app. The interface looks horrible and it's extremely buggy. Lastly, are you really going to make me look at the 100% mortgage add the entire time I'm in the app? Did you realize the people your targeting with this add are already customers. Way to drive your existing customers away. Bad marketing. Bad mobile banking app. I'm very disappointed in Y12 for releasing this in its current state. Hopefully, you have fired whoever made this.


Y-12 Federal Credit Union
63 MB

Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, French, Spanish

Age Rating
Rated 4+
© 2018 Access Softek, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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