Zenmoney: expense tracker 4+

Money. Clarity. Zen‪.‬

Zenmoney OU

Designed for iPhone

    • 4.7 • 119 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots


Rely on numbers when making decisions:
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.

We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.

Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.

Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.

Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.

What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.

If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s New

Version 5.6.1

The new and improved report in Analytics — Balance trends

With this report, you can:
— Select groups of accounts and individual accounts
— View balance trends over long periods, get long-term insight into future plans,
— And even see how the balance changes in one of the main world currencies.

For ideas and questions, join our chat: https://t.me/zenmoneychat_en

Ratings and Reviews

4.7 out of 5
119 Ratings

119 Ratings

Krasatun4ik ,

Great money tracker

I was worried about functionality after I had started using the app with my spouse as tracking money with more than one person assumes a lot of cases when stable synchronization is important. However, it has worked fine since then, no issues with functionality, maybe one I remember vividly with creating sub-categories while adding new transaction, but it happens very seldom and is minor from my point of view. So, what I want to say is thanks to creators for their high-quality product. 💪

Tina from SF ,

Do it! / Присоединяйтесь!

For a while I couldn't understand why I was unable to save as such as I intended but this app helped me be more conscious of my decisions. It even helped me catch a salary mistake made by my boss! / Я длительное время не могла найти причину тому, что я не могла отложить достаточно денег. Это приложение мне помогло быть более чуткой и я даже поймала ошибку в зарплате таким образом!

bolein95 ,

Great for integrations

The app is very good when it comes to integrations with post-soviet space banks and financial institutions. However, it lacks some very basic analytics that are common to such apps. For example, there is no cumulative balance chart, no cash flow chart, no money aging diagram. Once these are added, would definitely change the review to 5*.
The UI is rather simplistic and clean, maybe even TOO CLEAN. I would suggest improving it to meet modern standards.

App Privacy

The developer, Zenmoney OU, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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