Zirtue is a relationship-based lending application that simplifies and manages loans made between friends, family and trusted relationships with automatic ACH loan payments.
We get it. You need to loan money to friends and family with confidence. Zirtue allows you to get paid back with automatic monthly (ACH) loan payments from the Borrowers bank account to your bank account. Zirtue automates and simplifies the repayment process, so you can focus on your relationships.
We've all either loaned to or borrowed money from our friends and family with reasonable expectations that everything will go smooth. The reality is usually something different, unexpected or just awkward.
YOUR FRIENDS | YOUR MONEY | YOUR TERMS | AUTOMATED MONTHLY PAYMENTS
LEND & BORROW MONEY
Within minutes you can lend or borrow money with friends and family on your terms.
- Borrow money from friends and family
- Loan money to friends and family
- Digital agreement on loan terms
- Automatic monthly loan payments
- Payment notifications and reminders
- Personal Dashboard to track your loans
RELATIONSHIP BASED LENDING
Zirtue is a private secure lending app that allows you to leverage your personal relationships instead of your personal credit score to lend and borrow money.
TRACK & MANAGE
Easily track and manage your loan activity using your private dashboard to view all loan activity and message lenders and borrowers. Set automatic deductions to make repayment friendly, easy and without having to think about it.
SIMPLY SAFE & SECURE
Zirtue simplifies loans between friends and family. We're serious about security and use cutting-edge technology to ensure your personal information is fully encrypted and securely stored.
Zirtue, like most virtues allows you to get access to the money & loans they need when you need it, from the people who know you best. Let's face it, we all need a little help sometimes.
We're always listening so please continue to send us comments or suggestions to firstname.lastname@example.org
Here’s what under the hood in this update:
— Pay Back Dates are here! Now you can set a one-time pay back date for your loan instead of monthly payments.
— Fixed bug with user registration to create a better user experience
— We hope you like our new loan payment details screen
— We slimmed down the app to make it faster while adding more security
Ratings and Reviews
No More Handshakes
I love how this app makes what is normally a handshake agreement between friends/family into a structured, contract-backed loan. It auto drafts from the borrower’s checking acct each month so I no longer have to worry about the awkward part of reminding them to pay me. I have no problem lending money to my family, I just want something to take care of the reminders and payments. This is it. Amazing app, incredibly helpful!
Nothing else like it. User friendly and easy to understand. Much easier than going to a lawyer to draft up documents and it provides a sense of relief knowing the money you lent out will be repaid to you via a binding agreement. Let alone how easy it is that all the payments are auto generated so I don’t have to follow up with anyone to track down my loan!
Better than Venmo
Used Zirtue to loan my cousin some money and was 1000x better than Venmo. Terms were agreed to up front and repayment was automated and ach money back into my account so i didn’t have to think about Venmo requesting him and chasing the money down the road. If your loaning money to someone versus one way payments this is the platform you should be doing it on!
With Family Sharing set up, up to six family members can use this app.