If you’re an online shopper and not using Ebates, you’re leaving money on the table. Lots and lots of money.
Open the Rakuten Ebates app on iPhone or iPad, find your favorite store, and tap Shop Now. You’ll be referred to the brand’s website through a unique link that lets Ebates see your purchases so it can reward you with cash back—anywhere from 1 to 40 percent of the price. Most of the time it’s single digits, but that definitely adds up over time.
How does it work? Retail companies both big and small work with Ebates to drive customers to their sites. Ebates gets a commission for these referrals, and it passes half of that on to customers.
Ebates tallies your spending every quarter and credits your PayPal account or sends you a check in the mail. To use Ebates to its fullest, keep an eye out during peak shopping seasons, like back-to-school and the holidays. Stores will frequently offer more cash back because there’s more competition for your business.
Another tip: Take advantage of the app if you’ll be making big purchases for a major life moment, like a family vacation, a wedding, or college. It’s an easy way to rack up big rewards.
One great feature of Ebates is the in-store component, which awards you cash back for purchases at more than 80 brick-and-mortar chains. When you’re in the store, pay with your linked card and Ebates will note those savings within a day or two.