Timo Digital Bank 4+

Easy to use, 0 fees

Viet Capital Commercial Joint Stock Bank

Designed for iPhone

    • Free

iPhone Screenshots


Free money withdrawing, transferring with TIMO DIGITAL BANK

As being nominated as best digital bank in Vietnam for 3 consecutive years, Timo is committed to bring you many fantastic banking services such as:

• Zero-fees when making interbank money transfers 24/7 to all domestic banks and from Timo to Timo, with high transfer limits of up to 100 million/month.

• Easily connect to the most popular e-wallets: MoMo, ZaloPay via bank account at the first-time login.

• Fun money-transferring experience with features:

- The first and the only in Viet Nam when expressing your emotions by reacting to your transaction with Timo Friends.

- More fun, more joy with full Vietnamese diacritics and emojis when moving money to your Timo friends.

- Easily check transaction history with anyone in just 5 seconds.

- TimoPay with Link: transfer money to anyone within 3 seconds without knowing their bank account.

- TimoPay with QR Code: Receive payment quickly without sharing your account information

• Smart savings products:

- Goal Save - helps you to achieve your short-term financial goals with daily, weekly, or monthly automatic contributions.

- Term Deposits (TDs) - allows you to open Term Deposit account with a competitive interest rate and flexible tenures.

• Customize your referral code to invite your friends to join Timo and monitor the journey with Timo Star Club.

• Investment partner - VinaCapital and Insurance Partner - Sunlife & Liberty are both a profitable investment solution and protects yourself and your loved ones.

• Reliable security protocols with multiple factor login authentications and instant transaction notifications.

• Convenient bill payments: utility bills (electricity, water, Internet, post-paid mobile phone...), top-up your phone…


• Free withdrawal at 17,000+ ATMs and swiping POS at ATMs/accepting locations nationwide.

• Make a contactless payment amazingly fast and safe by Chip card.

• Activate and lock/unlock your card right in the app in case of theft or misplacement.

• Link more e-wallets with Timo card such as ShopeePay, Moca, VinID, …

• Upgrade money transfer limit to a maximum of 1.5 billion VND/day (Up to 500 million/transaction) - when provide the wet signature.


• Cashless spending with high limit of up to 500 million VND in over 180 currencies and making payments at over 30 million locations worldwide.

• No annual fee for the lifetime of the card and enjoy up to 55 days interest-free.

• A convenient installment feature that allows you to convert large payments into smaller ones and choose your preferred repayment period.

So open Timo online account now to enjoy a banking experience that’s in step with your life.

If you have any questions, please contact us at:

Hotline: 1800 6788 

Email: care@timo.vn

Website: www.timo.vn

What’s New

Version 2.29

Timo app launches the New feature "Split Bill" that you can:
- Split and send requests to friends after the rep pays
- Effectively payment status tracking
- Friends can pay your request through any bank and e-wallet
Stay tuned for more impressive upcoming products & features!

Ratings and Reviews

4.4 out of 5
2.8K Ratings

2.8K Ratings


Ứng dụng tài chính tiện lợi

Tải Timo Digital Bank và nhập mã khuyến mãi KHUYENMAI100K để hưởng ưu đãi. Ứng dụng tài chính tiện lợi. Chuyển khoản rút tiền miễn phí. Piggy Bank hữu ích để quản lý tiền theo từng hũ chi tiêu khác nhau. Rất tốt. Các bạn nhớ xác thực danh tính theo yêu cầu của ngân hàng đầy đủ để hưởng trọn ưu đãi

Support M ,

Hữu ích tiện lợi

Tải Timo Digital Bank và nhập mã KHUYENMAI100K và xác thực danh tính theo yêu cầu để sử dụng và hưởng ưu đãi. Ứng dụng tài chính tốt, miễn phí hoàn toàn

tuan23542 ,

Nhập mã 8888 nhận ưu đãi

Nhập mã giới thiệu 8888 để nhận ưu đãi nhé.
App dễ sử dụng, miễn phí các loại phí.

App Privacy

The developer, Viet Capital Commercial Joint Stock Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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