iPhone Screenshots


Timo is proud to be the best digital bank in Vietnam for 3 consecutive years. And we’re constantly striving to improve the banking experience and accompany you on your journey to financial freedom with 3 key benefits:

• Easy to Use: A simple and vibrant interface that lets you make transfers, payments, savings, invest and more in a few taps.

• Convenient: Open a digital eTimo account from anywhere in a few minutes and access your account via the app at any time that suits you.

• Value: Enjoy fee free banking services anywhere, anytime as well as benefits and discounts with our cards and partner products.

TO OPEN AN ONLINE TIMO ACCOUNT, just download the app and perform a few simple steps and can start trading with:

• Spend account: 0 fees when making interbank money transfers 24/7 to all domestic banks and from Timo to Timo, with high transfer limits of up to 100 million/month.

• Reliable security protocols with multiple factor login authentications (username and password/ biometrics/ quick code, OTP for new devices and/or two factors authentication) and instant transaction notifications.

• Convenient bill payments: utility bills (electricity, water, Internet, post-paid mobile phone...), top-up your phone…

Easily connect to the most popular e-wallets like Momo, ZaloPay via bank account at the first-time login.

• TimoPay with Link: Now you can send a payment link to anyone to claim the money instantly as their expected bank account.

• Smart savings products:

(1) Goal Save - helps you to achieve your short-term financial goals with daily, weekly, or monthly automatic contributions.

(2) Term Deposits - allows you to open Term Deposit account with 3, 6, 12, 18-month tenures and high-interest rates. Each Term Deposit opened will be advised to split into many TDs to protect your interest earned in case of early redemption.

• Customize your referral code to invite your friends to join Timo and monitor the journey with Timo Star Club.

• Investment partner - VinaCapital and Insurance Partner - Sunlife & Liberty are both a profitable investment solution and protects yourself and your loved ones.


• Free withdrawal at 17,000+ ATMs and swiping POS at ATMs/accepting locations nationwide.

• Make a contactless payment amazingly fast and safe by Chip card.

• Make online purchasing at almost all commercial websites in Vietnam...

• Activate and lock/unlock your card right in the app in case of theft or misplacement.

• Upgrade money transfer limit to a maximum of 1.5 billion VND/day (Maximum 500 million/transaction).

• Link more e-wallets with Timo card such as ShopeePay, Moca, VinID, …


• Cashless spending in over 180 currencies and making payments at over 30 million locations worldwide.

• No annual fee for the lifetime of the card and enjoy up to 55 days interest-free.

• A high credit limit of up to 500 million VND.

• A new Heat Map feature allows you to keep track of and have overview of your credit card spending.

• A convenient installment feature that allows you to convert large payments into smaller ones and choose your preferred repayment period.

Our new logo and colors symbolize Wealth & Power, Stability & Trust, Boldness & Innovation and Joy & Compassion. As our new logo and colors’ representation, Timo has always committed to providing simple, convenient and valuable banking services to customers.

So open Timo online account now to enjoy a banking experience that’s in step with your life.

If you have any questions, please contact us at:

Hotline: 1800 6788 
Email: care@timo.vn
Website: www.timo.vn

What’s New

Version 2.6.1

What's New!

Here’s what you can do with this new version:

- Timo Pay with Link – which you can send a payment link to anyone to claim money directly into their bank account

- Quickly link e-wallets at the first-time login

- Improve the eKYC registration to create eTimo account

- Update VietQR code in your Bank details

We hope you enjoy these new features in Timo Digital Bank app.

Stay safe, Stay connected!

Ratings and Reviews

3.3 out of 5
384 Ratings

384 Ratings

sangiphon ,

Chưa tốt

Tại sao lại ko có mã xác thực email đã bấm vào gửi lại mã mà ko thấy

Developer Response ,

Chào bạn, Timo rất tiếc về sự bất tiện này ạ. Bạn có thể kiểm tra email xác thực trong hộp thư đến/ spam (thư rác)/ promotion (quảng cáo). Hoặc bạn có thể làm trống bộ nhớ email bằng cách xóa một số email cũ và thực hiện lại thao tác gửi email xác thực ạ. Ngoài ra, bạn có thể để lại thông tin tại https://forms.office.com/r/y4PBdGa2Gh để chuyên viên Timo liên hệ hỗ trợ bạn thêm ạ.

Linh-Nguyen ,

App tài chính hữu ích, tiện lợi

Nhập mã MATIMO để được cộng 20k nhé!

Đã dùng Timo được gần 2 năm, app tiện lợi. Miễn phí rút tiền ATM, chuyển khoản, không phí duy trì tài khoản.

App khá hữu ích để tập thói quen tài chính. Sổ tiết kiệm có thể mở online, tùy chỉnh kỳ hạn và tự tái tích lũy khi đáo hạn. Đầu tư vào chứng chỉ quỹ của Vinacapital cũng tiện, tăng trưởng quỹ khá tốt trong nửa đầu năm nay.
Trong quá trình sử dụng thi thoảng bị lỗi kỹ thuật tuy nhiên App có khắc phục, nâng cấp và nhìn chung vẫn khá mượt.

Developer Response ,

Chào bạn, Timo chân thành cảm ơn lời nhận xét của bạn ạ. Timo sẽ không ngừng nâng cấp dịch vụ sản phẩm để mang đến cho khách hàng trải nghiệm về ngân hàng số tốt nhất. Nếu bạn có vấn đề hỗ trợ thêm, bạn vui lòng liên hệ Timo Care 1800 6788 hoặc gửi thông tin đến email care@timo.vn bạn nhé.

Trần Hoàng Dự ,

Darkmode cho Ios

Cập nhật thêm chế độ Darkmode cho app đi admin, xài Darkmode sướng hơn nhiều

Developer Response ,

Chào bạn, Timo xin ghi nhận góp ý của bạn và sẽ chuyển tiếp đến bộ phận đảm nhiệm để phát triển dịch vụ này ạ. Nếu bạn có vấn đề cần hỗ trợ thêm, bạn vui lòng liên hệ Timo Care: 1800 6788/ care@timo.vn bạn nhé.

App Privacy

The developer, Viet Capital Commercial Joint Stock Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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