YAS MicroInsurance 12+

We design seamless daily protection that works for you. On-demand, flexible, bite-sized premiums and trusted.


In the past 12 months, we’ve recorded 300% policy growth. Every customer's endorsement is our drive to create even more innovation in the InsurTech industry.

With the YAS APP, you can get real-time protection anytime, anywhere. Choose where to start and end your protection with a simple tap as easy as switching on a light. With our affordable prices, you pay for only what you need instead of having to commit to huge monthly or yearly premiums. Our unique feature enables GPS to record each user's trip and sports metrics. The record can enhance your workouts and serves as a function to store memories and be claim-proof.


Download the YAS APP today and receive an UBER e-coupon! What’s more? Refer your friends within 1 month of download to get a special gift from our founders!


FIVE Hero Products to Protect Your Lifestyle

1/ 【HYKE - HK's 1st Hiking MicroInsurance】

・Covers all hiking trails across Hong Kong (some high-risk areas excluded) with in-app GPS tracking
・Provides coverage for both accidental medical expenses and the damage of personal items
・Up to 6 hours of coverage for the price of a bottle of water, unbelievable!

2/ 【BYKE Pro - HK's 1st Cycling MicroInsurance】

・Tailored for cycling enthusiasts in Hong Kong
・Covers accidental medical expenses, bike repair expenses and theft of bike
・Up to 6 hours of coverage for you and your precious bike within designated routes in Hong Kong

3/【BUS RYDE - FREE Protection Exclusively for KMB Monthly Pass and NFT Buyers】

・Free and exclusive protection for all KMB Monthly Pass and NFT Buyers* covering all KMB routes
・Protects you from the loss of your personal belongings and covers medical expenses for accidents occurring on the bus, up to HK$ 7,000
・Connect your Octopus ID number to experience our exclusive offer for FREE on YAS APP!

4/【RYUN - HK’s 1st Per Km Running MicroInsurance】

・Covers 500 km per policy which can be repurchased on YAS APP
・Offers special coverage for day and night runners in addition to accidental medical expenses
・Real-time protection empowered by our breakthrough in-app GPS technology
・Record your performance and share your progress with friends!

5/ 【FLY - Global Travel Insurance with COVID-19 cover】

・Global coverage (except for sanctioned countries) starting with HK$ 52 /day
・Get COVID-19 coverage with up to HK$ 1,500,000 medical expenses
・Special care for road trip lovers with enhanced Rental Vehicle Excess cover


Follow YAS on Social Media:

・Instagram: instagram.com/yas.microinsurance
・Facebook: facebook.com/yas.microinsurance
・LinkedIn: linkedin.com/company/yas-microinsurance
・Youtube: youtube.com/@yas1463


Feel free to reach out at rylie@hk.yas.io or WhatsApp us at 2201 3300.


*Terms and Conditions apply