5paisa P2P - The Preferred lending Platform

5paisa P2P Limited is India's premium peer-to-peer lending platform for investors, which connects verified creditworthy borrowers and lenders. It is a subsidiary of 5paisa Capital Limited , India’s fastest growing online discount broking firm.
We offer customised loan products and alternate investment option where the borrower gets a loan at very competitive interest rate and lender earns above average market return on the investment.
Take Loan

Borrowing through 5paisa P2P platform is quick, hassle-free, collateral free and affordable. 5paisa P2P Limited offers:
- Quick and hassle-free personal loan
- Secured and completely online process
- Collateral free borrowing at affordable interest rates
- Minimal processing fee applicable
- Foreclosure charges waived off

Eligibility for taking a loan
The eligibility to become a borrower at 5paisa P2P is fairly simple and basic. Here’s all you need:
- Resident of India
- At least 21 years old
- Monthly income of at least 20,000
- Income proof
- PAN Card
- Valid Id and Address proof
- Valid Bank account

Give Loan

5paisa P2P India’s highly trusted peer to peer lending platform. We assure security and offer complete transparency. Here’s why you should lend through 5paisa P2P:
- RBI certified NBFC
- High returns on investment
- Fixed monthly Income
- Creditworthy borrowers
- Completely online process

Eligibility for giving a loan:
You need to fulfill the following criteria to become a lender:
- Resident of India
- At least 18 years old
- PAN card
- Valid id and address proof
- Valid bank account holder

Loan Procedure (How to take loan?):

1. Register online: Log in to app and key in the basic details required for registration.

2. Verify: Submit necessary documents online to get your identity and credibility verified. On successful verification, you are listed on our borrowers list.

3. Accept loan agreement: Easily find lenders as per your credit profile and accept the loan agreement to receive the desired amount of your personal loan.

4. Receive Loan: In less than 24 hours get your loan amount deposited in your bank account, post necessary verifications.

Below mentioned are the list of acceptable documents:
For both lender and borrower:
- PAN card
- Aadhaar card

For Lender:
- Cancelled cheque

For Borrower:
- 3 months salary slip
- 6 months bank statement

Security & Privacy:
We at 5paisa P2P guarantee 100% transaction security and you may stay assured that all the information provided by you is kept confidential and not shared with any third party. Click here to know more about our security policy.
Customer Support
Use the in-app support form to let us know your experience and we will improve it for you. For any further assistance, you can call us on +91 8976789767 or send an email to
For further details, visit our website -

What’s New

Version 2.1

We update the app regularly so that we can make it better for you.
Get the latest version for all the new available features.
- New and updated dashboard for Lenders
- Lenders now have the option to re-invest the investment.
- Biometric login added for faster and easy access

App Privacy

The developer, 5paisa Capital Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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