Payflex - Buy Now Pay Later

Name: Payflex - Buy Now Pay Later
Rating: 3.6 (575 reviews)
Author: Payflex

This is shopping

Free · Designed for iPad

575 Ratings
Ages

4+
Years
Category

Finance
Developer

Payflex
Language

EN
English
Size

81.6
MB

Payflex offers an online and instore payment solution that allows you to buy now and pay in 3 or 4 equal instalments, at 0% interest

Ratings & Reviews

3.6

out of 5

575 Ratings

Why I won’t give 5 stars
01/04/2025

Master Mj 47
I have been using the platform for over two years, never had the urge to write a review until now, that also means the app has always been a 5 star until now. As a software developer myself, iOS to be precise, I understand the need for continuous development and progress, but with this new update I feel we regressed here.I cannot organize my open and closed items anymore, it all just shows on one screen which makes it hard to see how many open items I have without counting.The purple is overwhelming, like the white and purple contrast was amazing and felt premium, this new UI is giving junior developer vibes.The login process could also be slightly improved, I feel there are too many buttons where only one login button is needed. Maybe find a way to highlight the main action button (login) and push the secondary buttons back, maybe by changing the secondary button color or size. Yes that’s about it.Thank you for adding the feature to pay existing installments from wallet, I struggled to understand why that wasn’t even a consideration but I’m glad the feature is here.

Developer Response
Hello,Thank you so much for your kind words! We are thrilled that you are enjoying the app. If you have any other feedback, we would love to hear it - we are always looking to improve.Thank you for being part of the Payflex community!Warm regards,The Payflex Team
Why I won’t give 5 stars
01/04/2025

Master Mj 47

I have been using the platform for over two years, never had the urge to write a review until now, that also means the app has always been a 5 star until now. As a software developer myself, iOS to be precise, I understand the need for continuous development and progress, but with this new update I feel we regressed here.I cannot organize my open and closed items anymore, it all just shows on one screen which makes it hard to see how many open items I have without counting.The purple is overwhelming, like the white and purple contrast was amazing and felt premium, this new UI is giving junior developer vibes.The login process could also be slightly improved, I feel there are too many buttons where only one login button is needed. Maybe find a way to highlight the main action button (login) and push the secondary buttons back, maybe by changing the secondary button color or size. Yes that’s about it.Thank you for adding the feature to pay existing installments from wallet, I struggled to understand why that wasn’t even a consideration but I’m glad the feature is here.
Developer Response 17/06/2025
Hello,Thank you so much for your kind words! We are thrilled that you are enjoying the app. If you have any other feedback, we would love to hear it - we are always looking to improve.Thank you for being part of the Payflex community!Warm regards,The Payflex Team
Made my life SO much easier!!
28/10/2025

Chrissie_VDW
My dad used to say that buying cheap, is expensive. Buying cheap 10 times, is more expensive than buying decent 1 time. Payflex gave me the ability to buy decent the first time. As a clerk / student, I don’t always have the funds right away for decent. Thank you Payflex for assisting me in my saving journey! I have saved so much money as I was able to buy good quality the 1st time, and not needing to buy again! The only suggestion I have is for Payflex to maybe consider adding another payment option on the payment plan, such as a 6 month payment plan. As the credit increases for good payment behaviour, it would be great to have more time to pay off larger amounts. For example if my fridge quits on me, I have the credit to buy a new one, but making 3 payments on a fridge as someone with a smaller salary, would be nearly impossible. So if Payflex would add the option for 6 payments, first payment being immediately and the other 5 payments over a few months, that would significantly better the service. Credit where credit is due. Thank you for a great service and app!

Developer Response
Good dayThank you very much for your wonderful feedback, we truly appreciate it.Who knows, maybe 202(6) will be the year.Kind regardsThe Payflex Team
Made my life SO much easier!!
28/10/2025

Chrissie_VDW

My dad used to say that buying cheap, is expensive. Buying cheap 10 times, is more expensive than buying decent 1 time. Payflex gave me the ability to buy decent the first time. As a clerk / student, I don’t always have the funds right away for decent. Thank you Payflex for assisting me in my saving journey! I have saved so much money as I was able to buy good quality the 1st time, and not needing to buy again! The only suggestion I have is for Payflex to maybe consider adding another payment option on the payment plan, such as a 6 month payment plan. As the credit increases for good payment behaviour, it would be great to have more time to pay off larger amounts. For example if my fridge quits on me, I have the credit to buy a new one, but making 3 payments on a fridge as someone with a smaller salary, would be nearly impossible. So if Payflex would add the option for 6 payments, first payment being immediately and the other 5 payments over a few months, that would significantly better the service. Credit where credit is due. Thank you for a great service and app!
Developer Response 30/10/2025
Good dayThank you very much for your wonderful feedback, we truly appreciate it.Who knows, maybe 202(6) will be the year.Kind regardsThe Payflex Team
Having payment issues on my 2 orders
03/10/2024

Mcyrah
I had 2 active orders, which I had selected to pay for over 3 monthly payments. I had already made 2 of the 3 payments per order. When I tried making the last payments on both orders (on different dates), the app showed that the payment was unsuccessful - however both amounts were deducted from my bank account! I submitted a query for both issues, however the support department’s poor service caused further delays. The last payment for one order was assigned to the second payment! Clearly the agent did not read my email nicely, and also did no investigation as she only checked one order. She also did no investigation to establish that I had already made the second payment on both orders. This issue remains unresolved, and I am still begging them through emails to resolve the issue! I can imagine what happens when an issue like this happens on payment day? It’s possible that there’s a lot of customers who end up incurring penalty fees unnecessarily! The Payflex principle itself is great initiative, however they need to have a good support department that will effectively tackle customer issues timeously.
Having payment issues on my 2 orders
03/10/2024

Mcyrah

I had 2 active orders, which I had selected to pay for over 3 monthly payments. I had already made 2 of the 3 payments per order. When I tried making the last payments on both orders (on different dates), the app showed that the payment was unsuccessful - however both amounts were deducted from my bank account! I submitted a query for both issues, however the support department’s poor service caused further delays. The last payment for one order was assigned to the second payment! Clearly the agent did not read my email nicely, and also did no investigation as she only checked one order. She also did no investigation to establish that I had already made the second payment on both orders. This issue remains unresolved, and I am still begging them through emails to resolve the issue! I can imagine what happens when an issue like this happens on payment day? It’s possible that there’s a lot of customers who end up incurring penalty fees unnecessarily! The Payflex principle itself is great initiative, however they need to have a good support department that will effectively tackle customer issues timeously.
Reliable
23/10/2025

Uniquely Stupid Nickname
I have been using payflex for about 3 years and I haven't had any major issues. I have had some annoying encounters with bad UI design, some of which has been fixed and others newly introduced over the years. Ultimately it does its job and the team seems to respond well to critique and is actively working towards improving. Which is more than I can say for most other service providers.

Developer Response
Good dayThank you very much for your feedback.Please inform us about any UI/UX issues you would like us to look into.Kind regardsThe Payflex Team
Reliable
23/10/2025

Uniquely Stupid Nickname

I have been using payflex for about 3 years and I haven't had any major issues. I have had some annoying encounters with bad UI design, some of which has been fixed and others newly introduced over the years. Ultimately it does its job and the team seems to respond well to critique and is actively working towards improving. Which is more than I can say for most other service providers.
Developer Response 30/10/2025
Good dayThank you very much for your feedback.Please inform us about any UI/UX issues you would like us to look into.Kind regardsThe Payflex Team

Bug fixes and enhancements.

Version 4.12.2

15 Jan

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based, for example, on the features you use or your age. Learn More

Accessibility

Information

Provider
Size
Category
Compatibility
Languages
Age Rating
Copyright

Developer Website

Privacy Policy

You Might Also Like

PayJustNow

A rad new way to pay - today!
TymeBank

You’ve got this
SARS Mobile eFiling

Finance
EasyEquities

Shares, ETFs, RA and TFSA
Absa Banking

Finance
Shoprite SA

Money Market in your pocket
FNB Banking App

Finance
OM Money Account

Finance
Game Credit

Finance
SnapScan

Finance