Spot Money - Mobile Banking 4+
Secure Mobile Money App
Spot Money SA (Pty) Ltd
-
- Free
iPhone Screenshots
Description
Get ready to make your money work harder with Spot! Spend, get paid & get rewarded all in one app.
Easy Payments with $moneytag
Share your $moneytag to get paid without sharing any of your personal details! Getting you paid faster than sending a WhatsApp.
Or go old-school - share your account details, and pay like a pro – EFT, Scan-to-pay, Tap-to-pay, or instant payments between Spot users, we got ya covered!
Earn while you shop & stay connected
Get up to 10% back in free Airtime Rewards when you spend with a Spot debit card or in the app. Never pay for airtime again!
Go global with a free debit card
Rest easy, your transactions are secured by Mastercard’s top-notch security.
No sneaky transaction fees – we keep straightforward
Spend with the Spot app or debit card without extra charges.
Tired of splitting expenses? Our Shared Accounts make it super easy to share costs with up to 10 family and friends.
Say goodbye to monthly account fees – we believe in free banking.
With Spot, enjoy up to 8 free transactional accounts, all 100% free.
All South African Banks Welcome
Breakups can be hard, so no need to leave your old bank. We play nice with all South African banks. We’re cool like that.
And there’s more to explore! Spot Money is your gateway to hassle-free financial management. It’s brought to you by Spot Money SA (Pty) Ltd in association with Bidvest Bank Ltd, an authorized FSP and credit provider.
What’s New
Version 5.23.7
Improvements & Enhancements
- General fixes and updates of known bugs and inefficiencies
- UI enhancements
Ratings and Reviews
Seamless Lock and Feel
The app has a minimalistic look and feel. That’s translated into its usability which has been a joy. It’s made me embrace using virtual paying methods a lot more even though they took less than 48 hours to deliver my physical card (that I’ve never had to use).
It’s good for alternative spending use and tap and go friendly. Recommend it if you need alternative to a traditional bank/ to separate and track spending.
Developer Response ,
Hi Sphu, thank you for your rating and feedback🙌 Please share your experience with your friends and family so that they too can simplify their day-to-day money transactions. If you need help with anything, reach out to us by tapping "Get Help" in the App. Spot you later - Rod 😉
The app is buggy
The wait time is too long for it to come back with an attempt countdown, which doesn’t make any sense, considering that the image is very clear, and the rectangular guide for scanning doesn’t show.
Once you close the app, as instructed by the support desk, you can’t pickup the conversation from where you left off, therefore, the user has to start all over again! I had to chat to 3 different agents for the same issue that still hasn’t been resolved.
My suggestion - your dev team needs to relook into the bug situation, and the UX/UI team needs to relook the chat situation and the inability to go back into the app when you’ve opened an image that you sent to an agent during a chat. The idea is great, but the execution needs work. With these pending issues, the referral program will not work best, and considering that the app is supposed to hold people’s money, the issues do not encourage trust.
Developer Response ,
Hi @Ayvee_Msk , Thank you for your detailed and valued feedback. We would love to have the opportunity to call you and have a quick chat about the issues that you encountered. This is certainly not the experience that we hope for our users. That said, we have many users successfully onboard daily. Please send an email to help@spotmoney.com and provide your mobile number so that we can assist you and understand the issues that you've mentioned. We look forward to assisting you.
Unable to link a card and no response from Spot!
I am not able to add my RCS card under payments as it doesn’t give me that option, although the option was available earlier this week. I have tried emailing Spot, chatting to them via the app and Facebook messenger and haven’t received a single response! This is really frustrating- especially since the reviews on the app seems positive overall
Developer Response ,
Hi Alida, we apologize for the delay in responding to you during our shutdown period, we've been clearing our backlog and we're back on track now.
The RCS top-up option has been temporarily removed due to high fraudulent activity recently. We'll be adding it back as soon as we've implemented additional security checks. We'll let you know when it's been re-added.
For now, you can still top-up with the usual methods, such as topping up from your linked bank account or instantly via Ozow for free. You can find detailed steps on our FAQ pages.
App Privacy
The developer, Spot Money SA (Pty) Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Contact Info
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Spot Money SA Pty Ltd
- Size
- 156.8 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © Copyright Spot Money SA (Pty) Ltd.
- Price
- Free