YNAB 4+

Spend, save, and give joyfully

You Need A Budget LLC

    • 4.5 • 75 Ratings
    • Free
    • Offers In-App Purchases

Description

Where does your money go? Frustrated you’re not getting ahead? Unsure about your future? You’re asking the right questions but the world thinks about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money.

You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously.

YNAB has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money (and so much more)?

Start your one-month free trial today!

Features:
-Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
-Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
-Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
-Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
-Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
-Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
-Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
-Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
-Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more

Testimonials:

"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!"
-@taber

“Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, Former Mint User

"Three years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!"
-@HancinGaming

"I've been using YNAB for over two years, and my fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny

Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.


How do you want to spend your money, or more importantly, your life?

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

What’s New

Version 24.6.1

What’s new in iOS 24.6.1

This update might not burst with fireworks or confetti, but it's just as exciting—the thrill of spring cleaning, ya know? We've been in full-on declutter mode, meticulously sprucing up the nooks and crannies of our app to ensure a smoother experience for you. Why not ride this wave of freshness? Take a moment to dust off your spending plan and give your categories a little springtime sparkle. It is all about starting the season fresh and organized!

Ratings and Reviews

4.5 out of 5
75 Ratings

75 Ratings

Bernz117 ,

Home base for your finances

Hey team
Absolutely love the experience of being a YNABer (included in that is the weekly podcast with things to think about and implement)
It’s a great birds eye view of where all things money are in your life with the ability to get granular.
One detail I’d like to request you consider adding is a “paid on behalf of someone” feature which I used to good effect on my budgeting spreadsheet before YNAB
Basic premise is I’d have a few cells with bank account balances, below that I’d have a section for expenses still to be paid and incomes due to me. As money was spent it would affect bank accounts and budget line items.
I often have it that I pay for let’s say accommodation for numerous people under one booking then would like to track (and not forget about it) money owed too me.
Would it be possible to add this in some shape or form?
Thank you!

vaugun ,

Best budget app, would be better if could attach receipts

I love this app. It’s the only quick and easy budget app out there that lets me stay on top of my spending from my mobile phone without it feeling like a chore. The only thing that’s missing for me is the ability to snap a photo of a receipt and attach it to a transaction. This would really make my life easy when it come to filing my taxes. I find myself using the colour labels to highlight the transactions I can claim from Tax, my partner can claim from tax, and I can claim from my employer. I generally keep the slips and they pile up and it’s difficult to go back and find them. If I could just attach the slips when I log a transaction, or upload my transaction history, and notice the slip needing to be attached then I would totally rate this 5 stars. I really hope that you decide to include this as a feature. It feels like a no-brained for a budget app as awesome as yours.

naudeZA ,

The best budgeting app

I've been a subscriber for years and I would recommend YNAB to everyone. It has been invaluable to our marriage too.
The reason I subtracted one star is there are some features I would love to see added to the App (they're available on the web):
• Searching for budget categories, and
• the ability to change the balance of an account

App Privacy

The developer, You Need A Budget LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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