Rate: Simple Mortgage & Loans 4+

Same day mortgage, loans, refi

Guaranteed Rate, Inc.

Designed for iPhone

    • Free

iPhone Screenshots

Description

Welcome to homebuying at the speed of AI. With the Rate app, unlock low mortgage and loan rates and get approved on the same day you apply.

Rate is a next-generation mortgage app that blends personal and financial wellness so you can navigate life’s biggest milestones with confidence. Rate members can access financial tools, expert coaching, and personal wellness content to simplify the homebuying process, reduce financial stress, and improve your overall wellbeing.

Mortgage in the Blink of AI
Rate combines cutting-edge technology and AI to simplify every step of the mortgage process. With same day approvals and a seamless digital platform, Rate gives modern homebuyers the speed, confidence, and peace of mind to secure their dream home with ease.

Find Your Balance, Fuel Your Future
With expert-led yoga, meditation, fitness, nutrition coaching and more, we provide the wellness tools to keep you focused and energized, ready to manifest the future you deserve.

Key Features:
• Apply and get approved in minutes for a sameday mortgage, refinance, or home equity line of credit (HELOC)
• Determine how much home you can afford with our mortgage calculator and budgeting tools
• Estimate your home's value using our simple home valuation tool
• Get instant cash when you qualify for personal loans
• Track your loan progress with our Loan Center
• Connect with your mortgage or loan advisor for support every step of the way
• Get instant quotes for home and auto insurance from multiple providers.
• Set a Rate Alert to track mortgage rates and get notified when they drop, so you can refinance stress-free
• Access a wealth of financial resources, tools, and content to support your life’s financial journey.
• Improve your personal wellness with expert-led content and challenges spanning fitness, nutrition, yoga, mindfulness, sleep, and much more

Rate members with a Spanish Language Preference can take advantage of our application, loan status communications, and critical loan terms in Spanish.

Your Journey, Our Mission:
At Rate, we believe it’s about more than just financial wellness, it’s about the wellbeing of our members. That’s why we provide access to world-class tools, education, and coaching to support happier, healthier communities.

© 2024 Guaranteed Rate, Inc. All rights reserved. NMLS License #2611 3940 N. Ravenswood Ave Chicago, IL 60613 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.

What’s New

Version 16.0

We’re excited to bring you new features and content designed to enhance both your financial and personal wellness journey. Whether you’re looking to save on your mortgage, find balance in your daily routine, or get a better night’s sleep, this update has you covered. Here’s what’s new:

Rate Alert – Stay on top of mortgage rates, without stress.
No more worrying about missing out on the best time to refinance. With personalized Rate Alerts, you can set your savings goals and let us handle the rest. We track interest rates for you and send a notification when they drop to your desired savings level. It’s like having a financial expert in your pocket—giving you peace of mind and helping you save when the time is right.

Chakra Flow Challenge – Align your mind, body, and spirit.
Ready for a journey toward holistic wellness? Our Chakra Flow challenge is designed to help you find balance and harmony, one chakra at a time. Through a combination of guided meditations, journaling prompts, and yoga flows, you’ll explore each of your 7 Chakras—from Root to Crown—and learn how to nurture your well-being from the inside out. Whether you’re new to chakra work or an experienced practitioner, this challenge offers a fun, transformative way to dive deeper into self-discovery, mindfulness, and relaxation. It’s wellness, reimagined.

New Sleep Content – Drift into tranquility.
Introducing our latest addition to the Personal Wellness section: Sleep. We know how important rest is to your overall well-being, so we’ve curated soothing soundscapes and expert-guided sleep meditations to help you fall asleep faster and wake up feeling refreshed. From calming nature sounds to gentle spoken-word sessions, our new sleep content is tailored to help you unwind after a long day and achieve a more restful night’s sleep.

We’re committed to helping you live well—personally and financially. Your feedback drives our innovation, so we invite you to share your experiences and suggestions as we continue to evolve the app together. Explore these new features today and continue your journey toward a brighter future with Rate.

App Privacy

The developer, Guaranteed Rate, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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