More accurate currency conversion, a reliable Safe to Spend toggle, and spending summaries you can trust. Cashtra is more accurate than ever.
Take control of your personal finances with Cashtra.
Cashtra is a privacy-first expense and budget tracker built for cash, cards, bank accounts, bills, debt payoff, and savings goals — with no account required, no bank connections, and no subscriptions.
Your financial data never leaves your iPhone. Track daily spending, recurring subscriptions, credit card utilization, and personal loans all in one place with instant calculations and smart financial pacing.
FEATURES
• Smart Safe-to-Spend: Daily spending allowance dynamically adjusts to keep you on budget without stress.
• Priority Dues & Bill Tracking: Urgent bills, recurring subscriptions, and upcoming dues stay front and centre until marked paid.
• Bill Split & Receipt Cards: Split group expenses with friends, track who owes what, and generate classic shareable receipt cards.
• Interactive Widgets: Check balances, view weekly calendar breakdowns, and log expenses directly from your Home Screen and Lock Screen.
• Receipt-Style Quick Log: Record transactions in seconds with an integrated keypad calculator, multi-currency switcher, and custom categories.
• Credit Cards & Debt Payoff: Monitor balances, credit limits, utilization percentages, and loan payoff progress.
• Savings Goals: Set target dates and visualize milestone progress for your emergency fund or big purchases.
• Biometric Security: Lock your app with Face ID or Touch ID to keep your budget private.
• CSV Import & Export: Easily import past transactions and export clean, formatted CSV backups anytime.
• Multi-Currency & Offline Support: Manage accounts in multiple currencies with cached rates and full offline reliability.
• Available in 15 Languages: Fully localized experience tailored to your preferred language.
PRIVATE BY DESIGN
• No account sign-up required
• No bank logins or account syncing
• All data is stored locally on your device with SwiftData
• No ads, no tracking, and zero telemetry
Cashtra is a personal budgeting and financial tracking tool. It does not provide financial, investment, or tax advice.
Ratings & Reviews
5.0
out of 5
1 Ratings
This update focuses on accuracy:
• Currency conversion now correctly follows each transaction's original currency, so switching your display currency no longer shows mismatched totals
• Safe to Spend widget's Day/Week toggle works reliably again
• Evening spending summary now always reflects your most recent total, even if you spend right before it arrives
• General stability improvements
Version 2.6.5
The developer, Jomari Batoctoy, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More